Governance

Regions' Board of Directors and executive management team work together to ensure we are in compliance with laws and regulations, as well as to provide guidance for sound decision-making and accountability. Regions strives to conduct business according to the highest moral standards, as evidenced by our Code of Business Conduct and Ethics. Our associates and Directors take this Code of Ethics seriously and are mindful of our value to "Do What Is Right." We maintain an environment of openness and take every opportunity to protect our culture by promoting Regions' values. And we do this because it is the right thing to do, and our customers, stockholders, communities and associates expect it if they are to continue to give us their trust and confidence.

Regions Executive Council and Operating Committee

Regions Financial Board of Directors

Corporate Structure

Regions has two business groups – Regional Banking and Corporate Banking – that comprise 11 businesses. The Regional Banking Group includes the businesses that serve retail customers and small businesses, the Wealth Management Group, the branch network and its market leaders, as well as corporate marketing and e-Business. The Corporate Banking Group serves middle-market and large commercial customers and includes Real Estate Banking, Commercial Banking, and Corporate Banking.

Regions is a regional bank that operates throughout the South, Midwest and Texas and is headquartered in Birmingham, Ala., and serves markets which include growing cities such as Atlanta, New Orleans and Dallas. We deliver products and services to consumers through our bankers, branches, ATMs, online/mobile and Contact Center channels. Our relationship managers serve as the primary contact to our business clients and take the Regions360 approach to understand our clients’ needs, provide them with the best products and services to meet those needs and to help them achieve their financial goals.

Strategy

Regions' strategy is based on the foundation of our mission to make life better and to create shared value, and it’s executed through our Regions360 approach to serving customers. The strategy has five strategic priorities that provide direction for all business decisions:

• Focus on the Customer: Deliver exceptional service quality; understand customer needs; execute Regions360 to deepen customer relationships and recommend products and services that they need and want; practice fair and responsible banking.
• Strengthen Financial Performance: Grow and diversify revenue; generate positive operating leverage over time; deploy capital effectively.
• Build the Best Team: Retain and develop talent; strengthen associate engagement; connect job roles to company performance and success; approach work as one team, one bank, one Regions.  
• Enhance Risk Management: Understand the risk we take and obtain appropriate compensation for that risk; ask every associate to take personal ownership and accountability for risk; proactively manage our strategy relative to emerging risks and regulatory expectations; optimize people, processes and technology to safeguard assets, ensure effective operations and identify risk.
• Manage Performance: Set clear expectations and direction; monitor success and hold associates accountable; close the gap of variability; measure performance consistently; coach associates and celebrate success. 

Capital Deployment

Our deployment priorities are to return our dividend to a level more in line with peers, to invest in our businesses through organic and strategic growth, and to repurchase shares of common stock.