BlackArch LLC 401(k) Plan

Benefits

The BlackArch LLC 401(k) Plan (for BlackArch associates only) offers you an opportunity to save and invest for your retirement years.

Accessing Your Account

You may access your account from work (when logged in to the Regions network). You will not be prompted for a password. The Regions network completes the authentication for you.

To access your account away from work, visit 401k.regions.com.

New Participants

You can contribute to the BlackArch LLC 401(k) Plan upon hire or any time after your hire date. Once you elect to defer to the plan, you save through biweekly payroll deductions. The percentage you defer can be changed at any time.

The first time you enter the website, you will need to do the following to gain access to your account:

  • Select “Create Account.”
  • Verify your identity.
  • Create a username and password.
  • Establish security questions for future password assistance.

Associate Contributions

Contributions may be made on a pre-tax or Roth after-tax basis. (IRS limits apply.)

For details regarding Roth after-tax deferrals, see:

BlackArch LLC 401(k) Contributions Brochure
BlackArch LLC 401(k) Roth Frequently Asked Questions 

401(k) Plan Limits for 2020

All Associates may defer up to $19,500 in the 401(k) Plan in 2020. Associates who will be at least 50 years of age by 12/31/2020 may defer an additional $6,500 for a total of $26,000.

401(k) Plan Limits for 2019

All associates may defer up to $19,000 in the 401(k) Plan in 2019. Associates who will be at least 50 years of age by 12/31/2019 may defer an additional $6,000 for a total of $25,000.

Company Contributions

The company may make a profit-sharing contribution to the plan. Making these contributions is discretionary, as is the amount should we decide to make them. All BlackArch LLC associates are eligible except for a) Union Employees; b) Non-Resident Alien Employees; c) Merger and Acquisitions Employees; and all employees of Regions Financial Corporation.

Investment Options

The plan offers a range of investment options that include:

  • Target date retirement funds that help keep investing simple. Each of the 12 target date funds is designed to provide you a well-rounded investment portfolio based on when you expect to use your savings
  • Individual funds give you control. These 14 funds, which include mutual funds and Collective Investment Trusts (CITs), allow you to determine a combination that fits your needs and create your own investment portfolio. Over time, you decide when and how to adjust your investment mix to achieve a balance of risk and potential returns appropriate for reaching your goals

If you don’t select how your contributions are invested, your contributions will automatically be invested in the Target Date Retirement Fund that matches most closely with the years you will be ages 63-65.

You have the freedom to transfer associate or company contributions into any investment option(s) offered in the Plan, whenever you want. Remember, you are responsible for how your BlackArch 401(k) account is invested. See the Plan’s website for more information regarding the investment options available in the Plan.

Additional information can found in the BlackArch LLC 401(k) Enrollment Guide and the BlackArch LLC 401(k) Summary Plan Description.

See the Documents and Forms page for more materials to help you with managing your 401(k). 

When updating beneficiaries, remember to update your 401(k) beneficiaries, as well.

Need Help?

Please contact the plan’s recordkeeper, MassMutual, at 1-800-701-8892 between 7 a.m. and 8 p.m. CT, Monday-Friday.