Legal Insurance

Benefits

Enroll in legal insurance: Because legal is everywhere.

Have you ever stopped to think about how many events in your life have legal aspects? There are the joys, like having a baby or buying the house of your dreams, and the challenges, like when true love doesn’t work out or your kid gets in trouble with the law.

We are excited to offer you a benefit that is there for all the legal ups and downs: legal insurance from ARAG®. With legal insurance, your Network Attorney fees are 100% paid in full for a wide variety of covered legal matters.

Count on a broad range of coverage and services, such as:

  • Wills and estate planning
  • Real estate and homeownership
  • License suspension
  • Disputes with a landlord
  • Family law matters (child support, child custody)
  • Divorce
  • Small claims court
  • Consumer fraud
  • Personal property disputes
  • Student loan debt
  • Bankruptcy
  • Tax audit
  • Criminal matters
  • and more!

To see a full list of coverages available under your plan, visit araglegal.com/myinfo and enter access code 11880rf.  

How Legal Insurance Benefits You

  • Work with a network attorney and attorney fees are 100% paid in full for most covered matters
  • Save an average of $2,065 per legal matter*
  • Access more than 14,000 attorneys within ARAG’s network with an average of 20 years of experience
  • Address your covered legal situations with a network attorney who is only a phone call away for legal help and representation
  • Use DIY Docs® to create any of 350+ legally valid documents, including state-specific templates

Learn More and Enroll

For complete details about this coverage you can review the Certificate of Insurance.

*Average cost to employee without legal insurance is based on the average number of attorney hours for claims incurred in 2016 or 2017 and paid by December 31, 2018, multiplied by $368 per hour. $368 is the average hourly rate for a U.S. attorney with 11 to 15 years of experience according to The Survey of Law Firm Economics: 2018 Edition, The National Law Journal and ALM Legal Intelligence, October 2018.

Limitations and exclusions apply. Depending upon a state’s regulations, ARAG’s legal insurance plan may be considered an insurance product or a service product. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa; GuideOne® Mutual Insurance Company West Des Moines, Iowa; or GuideOne Specialty Mutual Insurance Company of West Des Moines, Iowa. Service products are provided by ARAG Services, LLC. This material is for illustrative purposes only and is not a contract. For terms, benefits or exclusions, call our toll-free number at 1-800-247-4184.

Need Help?

Contact the HR Connect Team at 1-877-562-8383.