Economic Impact (Stimulus) Payments

Important Information about Coronavirus

On March 11, 2021, President Biden signed into law a stimulus bill that provides $1.9 trillion in additional coronavirus relief including direct stimulus payments (direct deposit, check or debit card) to eligible U.S. residents. The IRS is in the process of disbursing the payments over the next few weeks. Regions will process stimulus payments as they are received and will make payments available on the effective (settlement) date set by the IRS.

More Information about Economic Impact Payments on IRS.gov.

Read Regions' Third Stimulus Check FAQs

Quickly access funds with direct deposit into your Regions Bank account.

  • If the IRS already has your bank account information and you are eligible for an economic impact payment, you are already set. Regions will begin processing the payment to your account as soon as we receive it from the IRS and make it available on the effective date set by the IRS.
  • If the IRS does not have your bank account information and you are eligible for an economic impact payment, you can use the IRS Get My Payment application to let them know your Regions bank account and routing number information.

Load funds to your Regions Now Card at no charge.

  • If the IRS already has your Now Card information for direct deposit of tax refunds or Social Security benefits and you are eligible for an Economic Impact Payment, you are already set. Regions will begin loading the payment onto your Now card at no charge when we receive it and make it available on the effective date set by the IRS.
  • If the IRS does not have your Now Card information and you are eligible for an economic impact payment, you can use the IRS Get My Payment application to let them know your card account information. When providing the information about your Now Card, please remember to use your Now Card’s 16-digit card number plus the following routing number: 065402892.

Deposit or cash your economic impact payment check with no fee when you:

Receive the full amount of your Economic Impact Payment, even if you have a negative account balance. 3 4 (See Important Information about Garnishments, Levies, and Other Legal Process).

If your Economic Impact Payment already has been deposited to your Regions account, you have options to receive the full amount of your stimulus payment within 10 business days of the deposit. 3 4 (See Important Information about Garnishments, Levies, and Other Legal Process) You also have options if you received your Economic Impact Payment by check.

If you received your Economic Impact Payment through direct deposit, you can call or make an appointment at your local branch to choose from these options: 3 4

  • Request the cash equivalent of the funds. 3 4
  • Receive a cashier’s check for the funds at no charge. 3 4
  • Request a new checking or savings account for the funds. 3 4
  • Load the funds onto a new or existing Regions Now Card. 3 4

If you received your Economic Impact Payment by check, you can call or make an appointment at your local branch to choose from these options: 2

  • Cash the check at no charge. 2
  • Receive a cashier’s check for the funds at no charge. 2
  • Request a new checking or savings account for the funds. 3 4
  • Load the funds onto a new or existing Regions Now Card. 3 4

If you deposit an Economic Impact Payment at an ATM or through Regions Mobile Deposit, your funds will first be applied to the negative balance on your Regions account. 3 4 (See Important Information about Garnishments, Levies, and Other Legal Process)

If you cash an Economic Impact Payment at an ATM:

  • The amount of cash you can withdraw is limited to the individual ATM maximum withdrawal limits (most ATMs have a limit of $800).
  • The remaining funds from your stimulus payment will first be applied to the negative balance on your Regions account. 3 4

If you deposited or cashed your Economic Impact Payment check at an ATM or through Regions Mobile Deposit and would like to receive the full amount of your Economic Impact Payment, please 3 4 call or make an appointment at your local branch. We want to help you find the right solution during this challenging time. (See Important Information about Garnishments, Levies, and Other Legal Process)