The Coronavirus Aid Relief and Economic Security (CARES) Act provides an economic impact payment (a government stimulus payment in the form of either a direct deposit or check) to eligible U.S. residents. The IRS will begin sending payments in April.

More Information about Economic Impact Payments on IRS.gov.
See if you’re eligible for an economic impact payment.
Read answers to frequently asked questions.

Quickly access funds with direct deposit into your Regions Bank account.

• If the IRS already has your bank account information, you don’t have to take any action. The payment will be deposited directly into the same bank account you used when you filed your tax return.
• If the IRS does not have your bank account information, you can use the IRS Get My Payment application to let them know your Regions bank account and routing number information.

Load funds to your Regions Now Card at no charge.

• If the IRS already has your Now Card account information for direct deposit of tax refunds or Social Security benefits, you don’t have to take any action. The payment will be loaded onto your card at no charge.
• If the IRS does not have your Now Card account information, you can use the IRS Get My Payment application to let them know your card account information. When providing the information about your Now Card, please remember to use your Now Card’s 16-digit card number plus the following routing number: 065402892.

Deposit or cash your check with no fee before October 31, 2020, when you:

• Make a mobile deposit ¹ and choose “Available Immediately.”
• Deposit or cash your check at the drive-thru at a local branch.

Receive the full amount of your Economic Impact Payment, even if you have a negative account balance. ²

If your Economic Impact Payment already has been deposited to your Regions account, you have options to receive the full amount of your stimulus payment within 10 business days of the deposit. You also have options if you received your Economic Impact Payment by check.

If you received your Economic Impact Payment through direct deposit, you can call or make an appointment at your local branch to choose from these options: ²

• Request the cash equivalent of the funds.
• Receive a cashier’s check for the funds at no charge.
• Request a new checking or savings account for the funds.
• Load the funds onto a new or existing Regions Now Card.

If you received your Economic Impact Payment by check, you can call or make an appointment at your local branch to choose from these options: ²

• Cash the check at no charge.
• Receive a cashier’s check for the funds at no charge.
• Request a new checking or savings account for the funds.
• Load the funds onto a new or existing Regions Now Card.

If you deposit an Economic Impact Payment at an ATM or through Regions Mobile Deposit, your funds will first be applied to the negative balance on your Regions account.

If you cash an Economic Impact Payment at an ATM:

• The amount of cash you can withdraw is limited to the individual ATM maximum withdrawal limits (most ATMs have a limit of $800).
• The remaining funds from your stimulus payment will first be applied to the negative balance on your Regions account.

If you deposited or cashed your Economic Impact Payment check at an ATM or through Regions Mobile Deposit and would like to receive the full amount of your Economic Impact Payment, please call or make an appointment at your local branch. We want to help you find the right solution during this challenging time.