Freddie Mac Optigo® Loans

Real Estate Capital Markets

As a licensed Freddie Mac Optigo® lender, Regions Real Estate Capital Markets provides customized financing solutions for market-rate and affordable multifamily properties nationwide. Our team combines deep agency expertise, long-standing industry relationships, and a hands-on approach to help clients secure competitive financing with confidence—from acquisition and refinance through closing and servicing.

For additional information about Freddie Mac Optigo® financing options and to access our full suite of Freddie Mac term sheets and products we offer, reach out to one of our lending professionals today.

Freddie Mac Optigo® Conventional Loans

Flexible, long-term financing solutions for stabilized multifamily properties nationwide. The Freddie Mac Optigo® Conventional program offers competitive pricing, customizable loan structures, and reliable execution for acquisitions, refinances, and recapitalizations. Designed to support a wide range of property types and borrower needs, the program provides certainty of execution and financing solutions tailored to each transaction.

Program highlights

$10 million and up
5-, 7-, 10-years available
Partial and full-term IO available
Up to 30-year amortization
Fixed and variable interest rate options
Specialty financing: Student Housing, MHC, Green, Lease-Up Loan, Seniors Housing, Tenant Advancement Commitment, and Workforce Housing Preservation

Freddie Mac Conventional Term Sheet

Freddie Mac Optigo® Conventional Small

The Freddie Mac Optigo® Conventional Small program offers competitive fixed-rate financing, streamlined underwriting, and efficient execution for acquisitions and refinances of stabilized assets. Designed for lower loan amounts without sacrificing flexibility or certainty of execution, the program helps borrowers access long-term capital tailored to the needs of smaller transactions.

Program highlights

Up to $10 million
Partial and full-term IO available
5, 7, 10, 12 or 15-year fixed rate terms
Up to 30-year amortization

Freddie Mac Conventional Small Term Sheet

Freddie Mac Optigo® Targeted Affordable Housing

Long-term financing solutions designed to support the preservation and recapitalization of affordable multifamily housing nationwide. The Freddie Mac Optigo® TAH program provides financing for properties in underserved areas that are affordable to families with low- and very-low incomes, including cash loans, bond credit enhancements, tax-exempt loans, and other specialized financing solutions. This program helps owners maintain long-term affordability while supporting property performance and resident stability.

Program highlights

$3 million and up
Fixed-Rate, Floating-Rate, Float-to-Fixed-Rate
Bridge to Re-syndication
5- to 30-year terms
30-, 35- and 40-year amortization available
Partial and full-term IO available
Immediate funding for acquisition, refinance, and in-place rehabilitation
Unfunded forward commitments for new construction and substantial rehabilitation

Freddie Mac TAH Term Sheet