Freddie Mac Optigo® Loans

We are a lender for Freddie Mac Optigo^® Small Balance Loans and Freddie Mac Optigo^® Conventional Loans.

Eligible property types for Freddie Mac products include:

• Market-rate multifamily
• Affordable housing
• Seniors housing
• Student housing
• Credit facilities
• Manufactured housing community (MHC)
• Cooperatives

Freddie Mac Optigo^® Small Balance Loans

With one of the largest portfolios by loan balance in Freddie Mac's SBL Program, Regions offers experienced, streamlined processing on multifamily refinance and acquisitions.

• Loan amounts range from $1 million to $7.5 million.
• Loans less than $6 million have no unit limitations.
• Loans between $6 million to $7.5 million can finance up to 100 units. (exception permitted above 100 units).
• Loan terms include a 20-Year Hybrid ARM with initial five-, seven- or 10-year fixed-rate period, five-, seven- or a 10-year fixed-rate mortgage with amortization up to 30 years.
• Partial interest-only and full-term interest-only may be available.

Freddie Mac Optigo® Small Balance Loan features

• Non-recourse
• Highly competitive rates
• Flexible terms and prepayment options
• Streamlined process – faster closing times
• Interest-only available
• Up to 80% LTV in certain areas

Help us streamline your deal process

The checklist outlined below can be used in gathering all necessary documentation needed to get your Freddie Mac Small Balance Loan and Fannie Mae Small Loan process moving quickly and efficiently.

Freddie/Fannie Soft Quote & Term Sheet Checklist

Freddie Mac Optigo® Conventional Loans

As a Freddie Mac Optigo^® lender for conventional loans, we offer financing for the acquisition or refinance of market-rate and affordable multifamily properties.

With fixed-rate loan, floating rate, and floating-to-fixed rate options, our competitively priced, reliable Freddie Mac Optigo^® conventional loan products are worth exploring for the acquisition or refinance of multifamily communities.

See program details