.
.

Regions Real Estate Capital Markets

Regions Real Estate Capital Markets provides long-term, non-recourse, fixed-rate loans for all types of income producing commercial real estate. All loans are securitized and sold to bondholders via capital markets execution.

Product/Service

Description Benefits
FHA/HUD

Regions has its own FHA/HUD MAP and LEAN licenses and can directly originate HUD loans for Multifamily and Healthcare Properties.

Non-recourse to the Borrower with standard carve-outs. Both term and amortization up to 35 years. LTV up to 83.3% on multifamily properties and 80% on Healthcare.
Fannie Mae

Regions has its own Fannie Mae DUS license and can directly originate Fannie Mae loans for Multifamily properties, including conventional, affordable, student and seniors housing (assisted and independent living).

Non-recourse to the Borrower with standard carve-outs. Loan terms available from 5 to 10 years and up to 30-year amortizations. Partial interest-only available on a case-by-case basis. Up to 80% LTV.
CMBS

Regions has its own conduit lending platform. Conduit Loans are closed in Regions name and sold into commercial mortgage backed securitizations (CMBS). Conduit loans are used to finance non owner-occupied office, industrial, retail, hotels, multifamily and self-storage properties.

Non-recourse to the Borrower with standard carve-outs. Loan terms available from 5 to 10 years and up to 30 year amortizations. Partial Interest-only available on a case-by-case basis. Up to 75% LTV.
CTL Regions, through select correspondent lenders, has the ability to provide full leverage, self-liquidating loans on credit-rated, single-tenant properties. Loans are coterminous with the in-place lease.

Up to 100% LTV. Loans are coterminous with the lease and self liquidating. Interest rates are correlated with the credit rating of the tenant.

Originators and Territory:

Additionally, Regions Real Estate Capital Markets has the ability to arrange third party participation in large loan requests.

Product/Service

Description Benefits
Syndications Regions arranges and advises on large real estate loan opportunities using its market expertise and distribution experience to help manage single transaction hold/concentration limits. As a leader in the origination and distribution of large commercial real estate loans, Regions is able to confidently execute on transactions exceeding its internal hold limits by bringing in other lenders.

Rob Chiles (Group Head; Real Estate Corporate Banking and Healthcare Banking) - 404-995-7661
John McGough (AL, FL, GA, MS, NC, SC, East TN, VA) - 704-362-3589
Dominique Hamilton (AR, IA, IL, IN, KY, LA, MO, West TN, TX) - 404-279-7453

Credit products are subject to terms, conditions, documentation and security requirements, fees, and underwriting approval.