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Deposit Services

These are the accounts that your business utilizes as a foundation to meet your banking needs. Regions provides commercial and public fund clients with competitive liquidity and deposit solutions.

Regions Advantage Plus Checking*
Designed for businesses with moderate transaction volumes who value flat pricing for services. This account provides:

  • Unlimited transactions
  • Ability to link to Treasury Management Services
  • Web access to account management through Online Banking, Regions Business Online or iTreasury
  • Included 700 transactions per month at no charge
  • Security of FDIC insurance coverage up to the maximum amount permitted by law

Commercial Analyzed Checking*
Designed for businesses with higher balances and transaction volumes who have Treasury Management needs and want the added benefit of earnings credit allowance to partially or fully offset service charges. This account provides:

  • Unlimited transactions
  • Ability to link to Treasury Management Services
  • Web access to account management through iTreasury or Regions Business Online
  • Account balances use an earnings credit rate to offset service fees (calculated on the average collected balance)
  • Security of FDIC insurance coverage up to the maximum amount permitted by law

Public Funds Analyzed Checking version also available.

Commercial Interest Checking*
Designed for businesses that require an interest-bearing unlimited transaction account. This account provides:

  • Unlimited transactions
  • Ability to link Treasury Management services
  • Web access to account management through iTreasury or Regions Business Online
  • Interest rates compound daily and paid monthly on collected balances
  • Security of FDIC insurance coverage up to the maximum amount permitted by law

Commercial Net Interest Checking*
Designed for businesses with high balances and large transaction volumes that would like to partially or fully offset service charges with balances and potentially earn interest on excess balances. This account provides:

  • Unlimited transactions
  • Ability to link Treasury Management services
  • Web access to account management through iTreasury or Regions Business Online
  • Account balances use an earnings credit rate to offset service fees; following fee offset, the account will either earn interest or pay remaining service charges not covered by balances
  • Security of FDIC insurance coverage up to the maximum amount permitted by law

Public Funds Net Interest Checking version also available.

Commercial Money Market*
Designed for businesses with stable, working capital funds that require an interest-bearing limited transaction instrument. This account provides:

  • Limited transactions
  • Ability to link with Treasury Management services
  • Web access to account management through Online Banking, Regions Business Online or iTreasury
  • Interest rate compounded daily and paid monthly on collected balances
  • Security of FDIC insurance coverage up to the maximum amount permitted by law

Sweeps Services1
Investment and Loan Sweep services provide your company with an opportunity to automate investment and/or borrowing functions to maximize investment earnings, minimize idle balances and reduce interest expenses while allowing you to maintain complete control of your liquidity needs at all times.

  • Automates your cash management practice
  • Preserves your liquidity at all times
  • Maximizes your investment earnings, minimized idle balances and reduces interest expenses

To find out more about Regions Deposit Services products, contact your Relationship Manager or Treasury Management Officer.

to be contacted by a local banker

If you are an existing client and need assistance with your Treasury Management product or service:

Call
Regions Client Services
      or       to send an email request to the Regions Client Services team
  • Inside US call - 1-800-787-3905
    (7 a.m. - 7:00 p.m. CT)
  • Outside US call - 1-205-560-3999
    (7 a.m. - 7:00 p.m. CT)

 

* Service fees apply. See fee schedule or the current Regions Deposit Agreement for complete terms.

1Not Federal Deposit Insurance Corporation (FDIC) insured. Some of the Sweep Investment options may consist in whole or in part of securities or other nondeposit investment products. Securities and nondeposit investment products are not insured by the FDIC, are not a deposit or other obligation of, or guaranteed by, Regions, and are subject to investment risks, including possible loss of the principal amount invested.