Mobile deposit

Use the Regions Mobile app to deposit funds into your Regions checking, savings and money market accounts, or load your Regions Now Card.¹

Choose how soon you want access to your funds:²

• Available immediately — 1% - 4% of the check, depending on the check type and amount (minimum of $5)³
• Available for processing tonight — no charge⁴

Access mobile deposits⁵ one of three ways:

• By using the "Deposit" shortcut displayed above accounts
• By clicking into the account, going to the account details page and select the "Deposits" option
• Selecting the "Pay & Transfer" option in the bottom navigation and selecting the "Make a deposit" option

Follow these easy steps to deposit checks:⁵

1. To make deposits, you’ll be asked to enable access to your location while using the app, and access to your camera in order to capture check images.
2. Learn more about mobile deposits offers tips and information on the mobile deposit process.
3. To start a deposit, tap Make a deposit.
4. Choose the account where you want to deposit the check.
5. And, choose how soon you want to access your funds. We offer two availability options: 
   • Available for Processing Tonight, at no charge.
   • And Available Immediately for a fee of one to four percent of the check amount, with a five-dollar minimum.
6. Sign the back of your check and write “For Regions Mobile RDC Service Only.” And, if available, check the box that reads “Check here if mobile deposit.”
7. Next, take a picture of the front and back of your check.
8. Review the deposit for accuracy. To continue, select Deposit.

After submitting the check image and confirming your receipt of the funds, securely store your check for 30 days. After that, you should destroy the check or mark it “VOID.” You must not resubmit the check and/or redeposit the check.

You can also follow this same process for transferring funds between personal and business accounts. Simply write a check from the account you want to withdraw from, submit the images as outlined in these steps and deposit into your other account.

Limits:

Most customers have a $6,000 daily and $10,000 monthly limit. Customers who qualify as a member of Preferred Banking programs have a $10,000 daily and $25,000 monthly limit. Private Wealth Management clients should contact their Wealth Advisor for limits.

Want higher deposit limits and personalized service with a dedicated banker? Learn more about Preferred Banking programs and details on eligibility.

Refer to the Regions Agreement and Disclosure Statement for Electronic Banking Services for more information.