Mobile Deposit

Manage Your Money with Regions Mobile Deposit

Use the Regions Mobile App to deposit funds into your Regions checking, savings and money market accounts, or load your Regions Now Card.[1]

Choose how soon you want access to your funds:[2]

  • Available immediately — 1% - 4% of the check, depending on the check type and amount (minimum of $5)[3]
  • Available for processing tonight — no charge[4]

Follow these easy steps to use Regions Mobile Deposit:[5]

  1. To make deposits, you’ll be asked to enable access to your location while using the app, and access to your camera in order to capture check images.
  2. From the Accounts screen, navigate to the main menu. You can swipe right, or select the menu icon.
  3. Learn More offers tips and information on the mobile deposit process.
  4. To start a deposit, choose the account where you want to deposit the check.
  5. Enter the check amount.
  6. And, choose how soon you want to access your funds. We offer two availability options: 
    • Available for Processing Tonight, at no charge.
    • And Available Immediately for a fee of one to four percent of the check amount, with a five-dollar minimum.
  7. Sign the back of your check and write “For Regions Mobile RDC Service Only.” And, if available, check the box that reads “Check here if mobile deposit.”
  8. Next, take a picture of your check front and back – the app will guide you through the process.
  9. Review the deposit for accuracy. To continue, select Deposit.

After submitting the check image and confirming your receipt of the funds, securely store your check for 30 days. After that, you should destroy the check or mark it “VOID.” You must not resubmit the check and/or redeposit the check.


Most customers have a $6,000 daily and $10,000 monthly limit. Customers who qualify as a member of Preferred Banking programs have a $10,000 daily and $25,000 monthly limit. Private Wealth Management clients should contact their Wealth Advisor for limits.

Want higher deposit limits and personalized service with a dedicated banker? Learn more about Preferred Banking programs and details on eligibility.

Refer to the Regions Agreement and Disclosure Statement for Electronic Banking Services for more information.

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