Self

Build credit without taking on debt.

Introducing the Rent and Bill Reporting tool by Self, a service that can help you build your credit history by reporting payments you already make.¹

With a Self “Rent and Bill Reporting” subscription² – you may be able to build your credit history by continuing to pay your rent, cell phone and utilities payments the same way that you always have.

Link your bank account, and Self will find and verify your rent, cell phone and utility bill payments using advanced matching technology. Self will then report your payments to the major credit bureaus.³

Enjoy these benefits

Get credit for payments you’re already making. Self’s basic subscription is available for $6.95 per month, and with your Regions account your first month is free.⁴
Maximize your credit impact with past payments. Self’s optional LookBack service reports up to two years of past payments and is available for a one-time fee of $49.95.⁵
Track your credit scores so you can see the impact. A subscription to Self gives you online access to view your credit score and provides insights.⁶

Learn more about Self

Services are provided by Self Financial, Inc. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible.
An active subscription is required. Enrollment (including eligibility requirements) is subject to Self’s terms and conditions.
Rent payments are reported to Experian, Equifax and TransUnion. Utility and cell phone payments are reported to TransUnion.
To receive the first month free for a new Self subscription, you must visit regions.com/self and click the “Learn more about Self” button, then continue to the Self website to enroll. Subject to change and exclusions may apply.
Active subscription and eligibility required.
Additional verification may be required for some services.