Deposit and Card Agreements

Help & FAQs

Complete Agreements and Recent Changes

Regions Deposit Agreement

The Regions Deposit Agreement covers any and all deposit accounts you have or have had from time to time with Regions Bank, by whatever name or description, including, but not limited to, checking accounts, savings accounts, money market deposit accounts, time deposit accounts, and certificates of deposit.

The Regions Deposit Agreement is revised as of June 1, 2018 with changes to the following sections:

*Section I: Agreement for Deposit Accounts

  • Arbitration and Waiver of Jury Trial
  • Deposits; Deposit of Substitute Checks
  • Keeping Track Of Your Transactions; Posting And Payments Of Transactions; Limits On Withdrawal; Cashing Checks For Third Parties
  • Review Of Statements
  • Business/Organization Accounts And Authorized Representatives
  • Communication Consent
  • Illegal Purposes; Offensive Conduct (adding Cryptocurrency)
  • Customer Identification Program

*Section IV: Funds Availability Policy

  • Real-Time Electronic Payments

*Section V: Electronic Fund Transfer Disclosure To Our Consumer Customers

  • Types of Available Transfers

View the revisions to the Regions Deposit Agreement effective as of June 1, 2018 (these revisions serve as amendments to the Deposit Agreement dated December 1, 2016)

View the complete Regions Deposit Agreement effective June 1, 2018

ATM and Debit Card Agreement 

The Agreement and Disclosure Statement for the Use of ATM Cards, Debit Cards, and CheckCards (“Agreement”) covers the possession and use of any card that, at your request, we issue to you or we activate, in connection with this Agreement, for access to or for transactions with respect to an Account).

View the entire, Agreement and Disclosure Statement for the Use of ATM Cards, Debit Cards, and CheckCards, effective as of July 27, 2017.