Regions Help & Support


Where does the information used to calculate my FICO® Score come from?

FICO® Scores are based on the credit information in your credit report with a particular consumer reporting agency (CRA) at the time the score is calculated. The information in your credit report is supplied by lenders, collection agencies, and court records. Not all lenders report to all three major CRAs. The FICO® Score that Regions provides is based on data from your TransUnion report as of the "pulled on date" shown with the score in Regions Online Banking.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Regions Bank and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Regions Bank and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.