Regions Help & Support


Why is my FICO® Score different than other scores I’ve seen?

There are many different types of credit scores available to consumers and lenders. FICO® Scores are the credit scores used by most lenders, but different lenders may use different versions of FICO® Scores and some lenders (including Regions) may use different versions of FICO® Scores for different credit products, as discussed more fully here.

Additionally, FICO® Scores are based on credit report data from a particular consumer reporting agency, so differences in your credit reports between credit reporting agencies may create differences in your FICO® Scores. The FICO® Score being made available to you through this service is the score provided by TransUnion. Scores provided by Experian and/or Equifax will likely vary due to differences in the customer’s credit reports with those credit reporting agencies. When reviewing a score, take note of the score date, consumer reporting agency that provided the credit report for the score, and score type.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Regions Bank and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Regions Bank and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.