Regions Help & Support


How do I make a principal payment on my loan?

You can make a principal payment on your loan by mail or at any Regions Bank branch. If mailing a principal payment, please designate this on the payment remittance coupon from the bottom of your statement, and on your check or money order. If making a principal payment in the branch, please instruct the branch associate that you wish to make a principal only payment.

We will then apply your principal payment to the principal balance after any past due amounts (including fees and other charges) are paid. Please note: if there is a prepayment penalty associated with your loan, you may be penalized for paying off your loan early. Review the terms of your loan to determine if this provision applies to you.

FAQsFrequently Asked Questions