If the payment is sent electronically, the money is withdrawn from your account on the pay date you selected. If the company or person cannot receive electronic payments, we print a check and mail it to the billing address. For paper checks, when the company or person deposits or cashes the check, the funds may be debited from your account sooner than you expect.. NSF/Overdraft fees may apply where applicable. Expedited Payment delivery fees are debited from your account the same business day the payment is initiated.