Regions Help & Support

FAQ

What are examples of transactions that could decrease my available balance during the day?

Transactions that may reduce your available balance throughout the day include:

  • Pending personal checks that you have written and the bank has received for processing
  • Pending ACH debit transactions or bill payments that the bank has received for processing
  • Pending electronic debits (CheckCard purchases, Zelle transfers, internal transfers, wire transfers)
  • Cash that you withdrew at an ATM or branch
  • Any bank adjustments for credits previously made available (i.e., a check you deposit is returned for insufficient funds)

Modern bank systems and operations are complex. If you have questions about a specific transaction, please call us at 1-800-REGIONS (734-4667).