Say you selected Available Immediately and received a message saying "Awaiting Regions Approval." You might think this was supposed to automatically give you credit

Available Immediately will provide immediate credit; however, this option requires a risk review prior to completing the deposit and crediting the account. After the deposit is submitted, customers may see one of the following statuses:

• Completed – The deposit has been approved and customers have access to their deposited funds.
• Declined – The request for immediate access to funds has been declined. Customers may try one of our non-immediate deposit options.
• Awaiting Regions Approval – Regions is processing the deposit request. Customers should receive a response in less than 30 minutes on the status of the request.
• Pending Customer Approval – The request for immediate access to funds has been approved. Customers must confirm the deposit before you can access the deposited funds.