Regions Help & Support

FAQ

When are funds available after I make a mobile deposit?

There are two fund availability options for mobile deposit customers with a checking, money market, or savings account. All timeframes noted are for transactions made on business days before 8 p.m. Central time. Saturdays, Sundays, and federal holidays are not business days.

  • Available for Processing Tonight – Funds are posted and available in the evening on the same business day, if the transaction is made before 8 p.m. Central time.
  • Available Immediately – Funds are immediately available once the check is approved. There is a fee associated with immediate availability, 1% - 4% of the check, depending on check type and amount (minimum of $5)

 

 Learn more about Regions Mobile Deposit

When are funds available after I make a mobile deposit?