There are three different availability options available for customers with a checking, money market, or savings account. All timeframes noted are for transactions made before 8 p.m. Central Time. Saturdays, Sundays, and federal holidays are not business days.

• Standard Availability Generally in two business days $0.00
• Available for Processing Tonight Available during posting $3.00
• Available Immediately Available for use Immediately once check is approved. 1%-4% of check depending on check type, with a $5 minimum