Regions Help & Support

FAQ

Will I receive immediate credit when I select the Available Immediately option?

Yes. Funds are credited and reflected in the available balance immediately. The cost of this option ranges from 1-4% of the check depending on check type and amount), with a minimum of $5.

Guarantees immediate access to deposited funds, which can instantly be used to make transfers, pay bills, spend on your debit card or withdraw as cash at an ATM.

Deposits made on a business day before 8 p.m CT also will be available in processing that night to cover items presented against your account during that same business day (Saturdays, Sundays and Federal holidays are not business days). Requires Regions approval, which typically takes five minutes or less. After approval, we will provide you with the exact cost which you may accept or reject.