Zelle is a great way to send money to family, friends, and people who you are familiar with such as a classmate, babysitter or a neighbor.

If you don’t know the person, or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), we recommend you do not use Zelle since these transactions are potentially high risk. Once you have authorized and made a payment through Zelle, it may not be possible to reverse the payment or recover the funds.