Personal Loans and Lines of Credit

Online Exclusive Offers

Have you been pre-selected for a Regions loan or line of credit? Our lines of credit and personal loans make it easy to cover expenses and can help improve your credit health through responsible use. We make banking easier with simple activation.

Questions? We've got you covered.

Unsecured Installment Loan

A general-purpose loan for customers who need money in a single lump sum, and requires no collateral.

Regions Credit Line

A small-dollar, revolving line of credit that requires no collateral and has a fixed interest rate.

Preferred Line of Credit

A revolving line of credit that requires no collateral and has a variable interest rate.

Savings Secured Loan

An installment loan which allows you to use funds from your Regions Savings or Money Market account as collateral.

Savings Secured Line of Credit

A revolving line of credit secured by a Regions savings or money market account.

Regions Online Exclusive Offers: FAQs

We sometimes select customers to receive exclusive Line of Credit or Loan offers, based on account information. If you are interested in activating an Online Exclusive Offer provided by Regions, or have questions about your offer, use these Frequently Asked Questions to get started.

What is a Regions Online Exclusive loan or line of credit offer?

The Regions Online Exclusive Offer is loan or line of credit offer that requires no application or branch closing process. Instead, the product is available via Regions Online Banking, where eligible customers simply click to open the account within minutes. If a Regions Line of Credit or Loan banner is displayed on your Account Summary screen, activation is just a few clicks away. Eligible customers must first review and accept the Regions Account Agreement and Disclosures. Once the Account Agreement and Disclosures have been accepted, we will open your account via Regions Online Banking. After your account is opened, advances can be made via Online Banking, by visiting your local Regions branch, or by calling Customer Service at 1-800-231-7493.

Please be aware that an invitation to activate a Regions online exclusive offer that appears in Regions Online Banking may be withdrawn at any time before we open the account.

Note: Any individual who has access to your Online Banking credentials may activate your offer and take advances through Online Banking. Please see your Online Banking Service Agreement for more details.

Is Online Banking the only way to activate this Regions Online Exclusive loan or line of credit offer?

Yes. This Regions Online Exclusive offer can only be activated via Regions' Online Banking. Using Online Banking provides a safe, secure and convenient environment for you to activate your account, transfer funds when you need them and view account summary information on demand.

If you request credit at a Regions branch, through regions.com or by telephone, we will treat your request as an application for a credit extension that was not pre-screened.

I am not interested in activating this or other Regions online exclusive loan products. How do I exclude myself from these offers?

To discontinue receiving offers, contact Regions Customer Service at 1-800-REGIONS (734-4667) or visit your local Regions branch and request to be excluded from all loan product offers.