Regions Help & Support

Yes. Interest is charged on the amount of each advance based on your approved interest rate. There is an Annual Fee of $25 beginning on your first statement and then each year after the Regions Credit Line account is opened, an Overlimit Fee of $29 when your account balance exceeds its credit limit anytime during the billing cycle and a Late Payment Fee of $29 if the minimum payment on the Regions Credit Line account in not paid within 10 days after the payment due date.