Regions Help & Support

FAQ

Chip card, EMV card, smart chip card - what's the difference?

These are all different names for the same thing. The technology used in credit cards is commonly known as being EMV-enabled. EMV stands for Europay, MasterCard and Visa — all of which support chip technology and have become a global standard for processing credit card payments. Companies may refer to chip cards differently, but the meaning is the same.