You may place a transaction in a Term It plan only if we have made a Term It offer to you for that transaction.

We currently make Term It offers only for purchases that have posted to your credit card account recently (generally, within the past two billing cycles) and are at least a specified dollar amount that we determine (generally $100). If a purchase meets our criteria, we may make a Term It offer to you through Regions Online Banking, but we have no obligation to do so, as explained in Why don’t I see any Term It Offers. Term It offers are not available on balance transfers, cash advances or any fees owed to us.