Regions Help & Support


How will Term It payments be applied?

Each monthly Term It plan payment will be included in the Total Minimum Payment Due shown on the monthly statement for your credit card account. When you pay the Total Minimum Payment Due, the monthly Term It payment will be applied to the principal and interest owed for that Term It plan. Any payment in excess of your Total Minimum Payment Due will be applied to balances with higher Annual Percentage Rates (APRs) before balances with lower APRs, as explained more fully in May I pay off my Term It plan early.