Regions Help & Support

General eligibility requirements include but are not limited to, the following:

• An open checking account for at least 12 months with a deposit of at least $100 in the past 35 calendar days.
• Enrollment in online banking.
• Your checking account cannot be overdrawn for the past five consecutive calendar days.
• Your checking account cannot have more than 20 overdrafts in the previous three statement cycles.
• No active or recent bankruptcy or other legal process.
• All account holders must be 18 or older.
• Your mailing address on file must be in Regions footprint (Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Mississippi, Texas, Kentucky, Missouri, South Carolina, Tennessee Louisiana, or Texas).
• No existing Regions unsecured line of credit (e.g., credit card or other line of credit).
• No previous unsecured line of credit with Regions that was charged off with a balance still unpaid.