Not with purchases. You can make unlimited purchases as long as you have a cash balance available on the card. However, you’ll be charged a $3 monthly maintenance fee after 12 consecutive months of inactivity. Activity refers to any action that results in a decrease of funds on the card, other than due to imposition of a fee or an adjustment due to a error or reversal. The maintenance fee is charged against funds remaining on the card. Regions Loyalty Gift Cards have different terms and conditions. For FAQs related to Loyalty Cards, click here.