Regions Help & Support

FAQ

What do Claim Status Terms mean when you dispute a transaction or report fraud?

When tracking the status of a claim filed on your Regions credit card, CheckCard, Now Card or ATM card, a Regions representative may use the following terms: 

Claim Received: We have received your claim.

Claim Under Review: An investigator is currently reviewing your claim.

Claim Under Review, Provisional Credit Issued: We have issued provisional credit to your account for the disputed amount and have also credited your account for any fees assessed in connection with the disputed transaction. You will have full use of these funds while we investigate your claim.

The result of our investigation yields one of the following status outcomes:

Claim Review Complete, Credit Not Issued: We have completed our investigation of your claim. Based on this investigation, we have determined that we will not credit your account for the amount of the transaction.

Claim Review Complete, Credit Confirmed: We have completed our investigation of your claim. Based on this investigation, we have confirmed that you are entitled to these funds. If we issued provisional credit to your account for the disputed amount, we will not debit those funds from your account. If we did not issue provisional credit to your account, we have provided a final credit to your account for the disputed amount.

Claim Review Complete, Provisional Credit Reversed: We previously provided provisional credit for the amount of the disputed transaction so that you could access the funds while we investigated your claim. We have completed our investigation of your claim. Based on this investigation, we have determined to debit the provisional credit from your account. We will not debit any fees that were credited to your account in connection with this dispute.

Refer to our guidance on the process of disputing a transaction and call us at 1-800-REGIONS (734-4667) with any questions.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Regions Bank and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Regions Bank and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.