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Staying on Track

Creating and following a monthly budget — including regular saving — can help make your financial goals a reality over time. Make a habit of knowing how much you spend and save so you can enjoy financial security and freedom.

Have a Plan

Set aside a time and write down your plan to save money for future expenses such as paying down debt, purchasing a car, paying tuition and charitable giving. Update the plan at least once a year.

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Pay Yourself First

Make sure you’ve established a routine of saving some money with each paycheck. Open a separate account and set up an automatic deposit of at least 10 percent of each month’s income. Then build your budget from your remaining income.

Set Up a Direct Deposit Today

Emergency Savings

Creating an emergency fund is your top saving priority. Plan for the unexpected by saving at least 3 to 6 months of living expenses in a separate, interest-bearing account. Consider adjusting the amount over time as expenses and family financial obligations change.

Set Up a Direct Deposit
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This information is general in nature and is not intended to be legal, tax, or financial advice. Although Regions believes this information to be accurate, it cannot ensure that it will remain up to date. Statements or opinions of individuals referenced herein are their own—not Regions'. Consult an appropriate professional concerning your specific situation and for current tax rules. Regions, the Regions logo, and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.

Banking products and services are provided by Regions Bank.