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Strike a Balance

Build a good credit profile. Access to credit can help you finance a home, car or education. But beware of too much of a good thing. Learn how to manage your debt so that it's a help, not a hindrance.

Have a Plan

When it's time to finance an opportunity, college education or renovate a kitchen, be sure to take the time to examine your financial situation and what amount of debt you're comfortable taking on. Commit to writing your plan down on paper to ensure that you fully prepare.

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Stick to a Budget

Find the balance between building good credit and becoming burdened by debt. Know what you’re spending on your credit accounts each month. If monthly non-housing payments are creeping toward 20 percent of your monthly income, your debt load may be too high.

Let My GreenInsights Help Manage Finances
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This information is general in nature and is not intended to be legal, tax, or financial advice. Although Regions believes this information to be accurate, it cannot ensure that it will remain up to date. Statements or opinions of individuals referenced herein are their own—not Regions'. Consult an appropriate professional concerning your specific situation and for current tax rules. Regions, the Regions logo, and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.

Banking products and services are provided by Regions Bank.