Building Your Credit: What to Avoid Podcast

Credit Basics Series

In this podcast, Alicia Somers, Financial Wellness Relations Manager for Regions Bank in Jacksonville, Fla., will share tips on what to avoid when you are establishing credit for the first time or looking to improve your credit after some missteps.

Listen to learn from Alicia about the following topics:

  • Why establishing credit is a must
  • How making late payments can affect your credit
  • The risks of using too much credit
  • How to use credit cards to your benefit

Get the transcript.

Listen and subscribe on your favorite podcast player. Find the Regions Next Step Podcasts on Amazon Music, Apple Podcasts, Audible, Google Play, Spotify and Stitcher.

This Next Step Podcast is part of the Credit Basics series presented by Regions Next Step – advice, tools and resources to help you get closer to reaching your unique financial goals. Whether you’re just getting started on your credit journey or could use some help cleaning up your score, the Credit Basics podcasts can help get you on track.

Check out more Regions Next Step Podcasts on credit and other personal finance topics here at

Find more helpful tips about your credit score and managing credit:

What to Avoid When You Want to Build Your Credit

What to Know About Building Credit

Building Credit Checklist

About Alicia Somers

Alicia SomersAn online shopping guru who loves to share how you can stay fashionable and trendy on the cheap, Alicia Somers is a Financial Wellness Relationship Manager in Jacksonville, Fla., and has been a banker for over 20 years. You can find Alicia hunting the best bargains at local thrift stores and sharing her tips with others, so they can stretch their paycheck to build up their savings, or finally take that dream vacation.

Helping people realize their dreams is her mission; she challenges her teammates at Regions Bank to not just be bankers but be dream makers by teaching people how to look for deals, save for emergencies and build up assets for retirement. Being financially secure really is the best look!

This information is general educational or marketing in nature and is not intended to be accounting, legal, tax, investment or financial advice. Statements of individuals are their own—not Regions'. Consult an appropriate professional concerning your specific situation.


Looking for More?

This information is general in nature and is not intended to be legal, tax, or financial advice. Although Regions believes this information to be accurate, it cannot ensure that it will remain up to date. Statements or opinions of individuals referenced herein are their own—not Regions'. Consult an appropriate professional concerning your specific situation and for current tax rules. Regions, the Regions logo, and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.