Credit Resource Center

Learn how to understand your credit score and maintain good credit to help you on your way to achieving your financial goals with tools and resources from Regions Next Step.

Credit Tools and Resources

Credit Basics Podcasts

Your credit score is an essential part of your financial wellness. Whether you’re just getting started on your credit journey or are already well-established, we’ve got tips to help get you on track. Explore our Credit Basics podcasts to learn everything from establishing credit to improving your score.


Your credit score plays an important role in your finances. From understanding the basics to advice for increasing your score, register to learn about managing and protecting your credit today.


Check out these self-paced courses to improve your financial knowledge about topics that can help you build and maintain your credit.

Credit Scores and Reports

Understanding Credit Scores

Your credit score is an important part of your financial health. Use these resources to help you learn what goes into a credit score and how to check it.

Protecting Against Credit Card Fraud

Fraudsters and other bad actors are always looking to take advantage of your personal and financial information. Learn how to protect yourself from credit card fraud and what to do if you become a victim of fraud.

Credit and Your Goals

Buying a Home

When buying a home, your credit can impact the type and amount of financing you are approved for. Learn more about how your credit plays a role in the process of becoming a homeowner with these tools and resources.

Purchasing a Car

Whether purchasing your first car or upgrading your current model, your financing, terms, interest rate and more can be affected by your credit rating. Check out these resources to help prepare you to drive off in your new ride!

Personal Loans & Lines of Credit

Various life events may lead you to seek out personal loans and lines of credit. Discover more about how your credit can influence your ability to secure financing while on the path to meeting your goals.

Understanding Credit Cards

Using Credit Cards

Using credit cards is one way to help build credit history. Check out these resources to learn how credit cards work and determine which one is right for you.

Credit Cards vs. Loans

Picking the right financing for a major purchase is important. Learn the difference between credit cards, lines of credit and loans.

Credit Card Purchases

Many credit cards offer a variety of payment methods and rewards. Explore these resources for advice on how to make these benefits work for you.

More Financial Resources from Regions Next Step

Looking for tips and tools to help you reach your financial goals? Next Step’s online collection is full of articles, podcasts, worksheets, calculators and other useful resources to help you break down your plans into manageable and achievable steps.