Sticking to a budget takes discipline, especially when you’re wrangling multiple people’s needs and wants. Learn how to involve your spouse and kids in order to make your household budget family-friendly.

No matter their age, the financial lessons you teach your children today can help shape their approach to money management throughout their lives. Explore our tips for teaching your kids about money and budgeting.

Life changes fast, and the bigger the change, the more it can impact your budget. Here’s how to assess your financial wellbeing, keep your budget on track, and ensure you’re well-prepared for whatever life throws your way.

Saving can be hard when it feels like you’re stretching every dollar. You might be surprised how much money you can save when you try these practical strategies.

When it comes to establishing solid savings habits, the teen years are critical. Here’s how to teach them the importance of saving, starting on the day they pocket that very first paycheck.

Whether you’re just starting your savings journey or need a refresh, these tips can help get you on track to reaching your financial goals.

It’s never too early to teach children about the importance of financial responsibility. That’s why Regions Next Step teamed up with Scholastic on Adventures in Math – a free educational program providing families and teachers with math resources and activities for children in kindergarten through 8th grade.

• Piggy Bank Quiz (Grades K-2)
• Flash Cards (Grades 3-5)
• The Road to Riches (Grades 3-5)
• The Biggest Bank for Your Buck Game (Grades 6-8)
• Flash Cash Cards (Grades 6-8)

Improve your financial IQ and learn how to make informed money management decisions through our short, engaging courses available in the Next Step Financial Learning Center. Each course takes ten minutes to complete and can be accessed via your mobile device, tablet or desktop computer.

• Savings
• Budgeting
• Credit Scores and Reports

In today’s connected world, protecting your family is important. Use these Regions Next Step resources to learn how to keep your family safe, both online and off, from identity theft and fraud.

• How to Prevent Child Identity Theft
• Tips for Preventing Fraud for Student Checking Accounts
• Keeping Children and Teens Safe Online: 8 Important Tips

Ready to improve your money management skills? Give your financial knowledge a boost with the Next Step Podcast collection. These quick, educational podcasts can help you discover new strategies and tips to help you achieve your personal and business goals.

When it comes to money management, careful planning and good organization are key. Our free planning worksheets can help you stay organized and show you how to break your goals down into manageable, achievable steps.

• Financial Wellness Assessment
• Daily Spending Tracker
• Financial Goals Worksheet
• Personal Spending Plan Worksheet
• Personal Document and Account Organizer

Check out insights from Jessica Turner at The Mom Creative, Crystal Paine at Money Saving Mom, and Allison Baggerly at Inspired Budget to help you jumpstart family budgeting and savings in our featured guest posts below.

• The Mom Creative on Helping Your Kids Form Good Financial Habits
• The Mom Creative on Involving Your Kids in Your Business
• Inspired Budget on Prioritizing Financial Health
• Money Saving Mom on Talking with Your Kids About Money

Incremental college expenses like parking and meal plans can sometimes derail even the most well-thought-out budget. Here’s what to include in your college savings plan, plus ways to lighten the financial load.

When it comes to paying for college, knowledge is power. Learn more about the financial aid process and explore the various funding options that may be available to you, from scholarships and grants to federal and private student loans.

College life can be expensive, but creating a budget doesn’t have to be hard. Keep your budget in check with a realistic plan that covers common college expenses — without forcing you to survive on ramen noodles.