Boost Your Money IQ With Financial Tips for Students

Tools for Students

As a college student, your next steps are pretty big. Take the guesswork out of preparing for the future with real-life insights, financial guidance, and tips to help you make the most of these years without breaking your budget.

Financial Learning Center

Improve your financial IQ and learn how to make informed money management decisions through our short, engaging courses. And unlike your college classes, these take just 10 minutes to complete.

Podcasts for Students

Our Insights for Students podcast series can help prepare you for financial success before, during, and after college. Listen to learn about how to plan your goals, manage student loans, and transition from classroom to workplace.

Next Step Insights

You’ve got a goal, and we’ve got the tools to help you achieve it. Explore our wide library of articles designed to support you through each step of your journey.

Downloadable Worksheets

When it comes to money management, careful planning and good organization are key. Our free planning worksheets can help you stay organized and show you how to break your goals down into manageable, achievable steps.

Calculators

Small changes can add up in a big way. Whether you’re saving for your first apartment or working to pay off student debt, our interactive calculators can help you achieve your next step.

Guest Advice for Students

Check out the posts below from featured guest bloggers for more financial tips for students and recent grads.

Finances During College

When it comes to paying for college, knowledge is power. Use these tips to navigate college life without compromising your long-term financial goals.

5 Money Terms to Know Before College

You’ve bought your shower caddy, met your roommate, and registered for classes. The next step? Learning how to manage your finances. Start by familiarizing yourself with these money terms.

How to Budget for Daily College Life

College life can be expensive, but creating a budget doesn’t have to be hard. Keep your budget in check with a realistic plan that covers common college expenses — without forcing you to survive on ramen noodles.

Preparing for Unexpected College Expenses

Incremental college expenses like parking and meal plans can sometimes derail even the most well-thought-out budget. Here’s what to include in your college savings plan, plus ways to lighten the financial load.

Guidance on Student Finances from Raya Reaves

Planning for your financial future is important, especially if you're a college student during COVID-19. Check out the posts below from Raya Reaves, Founder and Finance Coach at City Girl Savings, for her tips on identifying financial priorities and managing student loan disbursements so you can be better prepared financially when you graduate.

blogger Raya Reaves

Student Loans

Take the guesswork out of student loans with these tips for planning and paying off debt.

Managing Your Debt Like a Hero

Paying off your debt can seem like a daunting task. But with the right help and a bit of planning, you’ll be one step closer to achieving your financial goals.

What Costs Can Federal Student Loans Cover?

Federal student loans help pay for more than just college tuition. From housing to transportation, learn what other college costs they can potentially cover.

Four Tips to Pay off Your Student Loan Debt

The faster you pay down your student debt, the more money you may potentially save in the long run. These four strategies can help you pay off your student loans.

Student Fraud Scams

Preventing Fraud for Student Checking Accounts

Think twice before responding to a message promising you easy money or agreeing to deposit a check for a fellow student — it may be a scam, and it could leave you on the hook financially.

Protect Your Bank Account From Scams

Do you know how to spot a scam? Fraudsters are using social media and other methods to target students. Here’s what you need to know in order to protect yourself and your money.

John Kucharski

Podcast: John Kucharski on Tips for Avoiding Bank Fraud

In this featured podcast, Jon Kucharski, Senior VP and Head of Fraud Governance and Strategy at Regions Bank, discusses new banking scams that are targeting students. Learn about different types of student fraud, what red flags to watch out for, and what to do if you suspect a scam is taking place.

Life After College

Your next steps are pretty major: graduation, your first “real” job — maybe even a place of your own. Take the guesswork out of transitioning from student to young professional with real-life insights, advice, and guidance for making the most of post-grad life.

"Adulting" 101: How to Prepare for Life After College

The thought of leaving college and entering the “real world” can be intimidating, but it doesn’t have to be overwhelming. These 12 tips can help you better prepare for post-grad life.

How to Budget After Landing Your First Job

From rent payments to student loans, there’s a lot competing for your hard-earned cash. Discover four strategies to help you develop smart financial habits and set you up for success.

Podcasts for Young Professionals

Ready to move beyond entry level? Explore our Young Professionals podcast for strategies and tips to help you navigate the workplace and grow your career.

More Financial Resources from Regions Next Step

Looking for tips and tools for reaching your financial goals? Next Step’s online collection is full of articles, podcasts, worksheets, calculators and other useful resources to help you break your plans down into manageable and achievable steps.

This information is general in nature and is not intended to be legal, tax, or financial advice. Although Regions believes this information to be accurate, it cannot ensure that it will remain up to date. Statements or opinions of individuals referenced herein are their own—not Regions'. Consult an appropriate professional concerning your specific situation and irs.gov for current tax rules.