Regions Auto Loans

New Car Loans as Low as 4.05% APR with Auto Pay 1

An auto loan from Regions will give you the rate, service, and convenience to help you get where you want to go.

Car with surf dog

We have auto loans for your budget.

We understand our customers' financial needs vary. The same auto loan might not work for everyone. So, whether you're buying a new or pre-owned car, we have a Regions auto loan that will work for you. You'll enjoy these benefits:

  • Competitive interest rates
  • A variety of terms to choose from 2
  • Fast credit decisions

Skip the dealership — shop cars online from home.

Regions and Carvana have teamed up to make car shopping and financing easier. Find the perfect car and price online. Pay for it with a Regions auto loan.


Auto Loan Details

Interest Rate

New car loans APRs range from 4.05% APR to 12.03% APR with auto pay.

Collateral Requirements

New or pre-owned vehicle or light truck. Must be seven years old or less and have fewer than 90,000 miles.

Loan Amount

$5,000 up to $100,000

Required Loan-to-Value (LTV) 3

Up to 110% on private party purchases and up to 130% on dealership purchases and dollar-for-dollar refinancing 4

Rate Discounts

With automatic payment from Regions checking account 5

Quick and Easy Application Process

Finance a New or Pre-owned Car

  • Quick and easy
  • Convenient and secure
  • Branch experience optional

Refinance Your Current Vehicle

  • Quick and easy
  • No loan processing fee

Connect with Us

  • Call us at 1-888-462-7627, Monday-Friday, 7 a.m. to 7 p.m. CST and Saturday, 8 a.m. to 12 p.m. CST
  • Visit a Regions branch