Auto Loans
Auto Center
Apply for an auto loan for a new or used vehicle, or refinance an existing auto loan. Visit a Regions branch, apply by phone or apply online.
Auto Loans Details
| Interest Rate | New Car Loans with APRs as low as 4.05% with Auto Pay legal disclaimer number1 |
| Collateral Requirements | New or used car or light truck must be 7 years old or less and have less than 90,000 miles |
| Loan Amount | $5,000 up to $100,000 |
| Required Loan-to-Value (LTV) Ratio legal disclaimer number2 | Up to 110% on Private Party purchases, and up to 130% on Dealership purchases and dollar-for-dollar refinancing legal disclaimer number3 |
| Terms | Varies depending on age of vehicle legal disclaimer number4 |
| Fees | On new and used vehicles financing. No loan processing fee on refinancing |
| Rate Discounts | With automatic payment from Regions checking account legal disclaimer number5 . Available complimentary GAP rider for refinance loans legal disclaimer number6 . |
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