Auto Loans

Auto Center

Found a new or used car you love, or ready to refinance your current vehicle?

Apply online for a Regions Auto Loan.
Visit a Regions Branch
If you need help or have questions about the application process, call 1-888-462-7627 (Monday - Friday, 7 a.m. to 7 p.m. CST, and Saturday, 8 a.m. to 12 p.m. CST)

Auto Loan Details

Interest Rate	New car loans with APRs as low as 4.05% with auto pay.^{legal disclaimer number1}
Collateral Requirements	New or used car or light truck. (Must be 7 years old or less and have fewer than 90,000 miles.)
Loan Amount	$5,000 up to $100,000
Required Loan-to-Value (LTV) Ratio^{legal disclaimer number2}	Up to 110% on private party purchases, and up to 130% on dealership purchases and dollar-for-dollar refinancing.^{legal disclaimer number3}
Terms	Varies depending on age of vehicle.^{legal disclaimer number4}
Fees	On new and used vehicle financing. No loan processing fee on refinancing.
Rate Discounts	With automatic payment from Regions checking account.^{legal disclaimer number5} Available complimentary GAP rider for refinance loans.^{legal disclaimer number6}

Loan to Value (LTV) based on dealer invoice on new vehicles or NADA value for used vehicles plus tax, tag and title fees.

Cannot exceed current remaining months on existing vehicle loan.

To qualify for the 0.25% discount you must be a Regions checking account customer and agree to have your monthly payments automatically debited from your Regions checking account at the time of your application and maintain your payments using auto-debit for the life of your loan.

If you refinance with Regions using the Exclusively Online option, you’ll have the option to receive a complementary Guaranteed Asset Protection (GAP) Rider from Regions. With this GAP Rider, we may waive some or all of the difference between the amount you owe on your Regions loan and the proceeds from your auto insurance in the event of a total loss due to physical damage or theft of your vehicle. The following Terms and Conditions apply.