Auto Loans

Auto Center
woman handing man car keys

Found a new or used car you love, or ready to refinance your current vehicle?

  • Apply online for a Regions Auto Loan.
  • Visit a Regions Branch
  • If you need help or have questions about the application process, call 1-888-462-7627 (Monday - Friday, 7 a.m. to 7 p.m. CST, and Saturday, 8 a.m. to 12 p.m. CST)


Auto Loan Details

Interest Rate New car loans with APRs as low as 4.05% with auto pay. legal disclaimer number1
Collateral Requirements New or used car or light truck. (Must be 7 years old or less and have fewer than 90,000 miles.)
Loan Amount $5,000 up to $100,000
Required Loan-to-Value (LTV) Ratio legal disclaimer number2 Up to 110% on private party purchases, and up to 130% on dealership purchases and dollar-for-dollar refinancing. legal disclaimer number3
Terms Varies depending on age of vehicle. legal disclaimer number4
Fees On new and used vehicle financing. No loan processing fee on refinancing.
Rate Discounts With automatic payment from Regions checking account. legal disclaimer number5 Available complimentary GAP rider for refinance loans. legal disclaimer number6

All Carvana vehicles come with a 7-day Money Back Guarantee, subject to Carvana’s terms and conditions. Note that each Regions loan is vehicle specific—this means that if you exercise your rights under Carvana’s guarantee and you have a Regions loan, you will need to apply for and be approved for a new loan for the new Carvana vehicle. If you no longer meet the underwriting standards and guidelines related to the loan being requested, Regions may not extend the credit.