Car buying and auto loans

Auto Loans & Refinancing

Get a low-interest car loan that fits your budget. Or refinance an existing auto loan for a potentially better rate and a lower payment — it's quick and easy to apply.

Auto loans to fit your budget

We understand that the same auto loan might not work for everyone. So, whether you're buying a new or pre-owned car, we have an auto loan that will work for you with competitive rates, a variety of terms to choose from and fast credit decisions.

You're covered by complimentary GAP insurance

Enjoy the peace of mind that comes with complimentary Guaranteed Asset Protection (GAP) coverage when you finance a new or pre-owned car with Regions. In the event of a total loss or an unrecovered theft of your vehicle, GAP protects your investment by waiving some or all of the loan balance not covered by your primary insurance carrier settlement.*

Interest rates

New car loan APRs range from 4.05% APR to 12.03% APR with auto pay.1 Applicants receive a fast credit decision.

Collateral requirements

New or pre-owned vehicles or light trucks must be seven years old or less and have fewer than 90,000 miles.

Loan amounts

Loan amounts range from $5,000 to $100,000 with a variety of terms to choose from.2

Required loan-to-value3

Up to 110% on private party purchases and up to 130% on dealership purchases and dollar-for-dollar refinancing.4

Get Discounted Interest Rates with Auto Pay5

New car loan APRs range from 4.05% APR to 12.03% APR when you use Auto Pay.1

Ready to Apply?

Finance New or Pre-Owned Car

  • Quick and easy
  • Convenient and secure
  • Branch experience optional

Refinance Your Current Vehicle

  • Quick and easy
  • No loan processing fee
  • Convenient and secure

Get In Touch

If you have additional questions, call us at 1-888-462-7627 or visit a Regions branch to meet with a banker.

Keeping customers first

We're committed to providing excellent customer service in our branches, online, over the phone or even at an ATM.

Tech-drive convenience

Bank anytime from virtually anywhere using our Online and Mobile Banking services and Mobile Banking App.

Strong community partner

Through lending programs, volunteerism and educational initiatives, we invest in helping individuals, families and businesses achieve their goals and succeed.