Auto Loans & Refinancing
Get a low-interest car loan that fits your budget. Or refinance an existing auto loan for a potentially better rate and a lower payment — it's quick and easy to apply.
Auto loans to fit your budget
We understand that the same auto loan might not work for everyone. So, whether you're buying a new or pre-owned car, we have an auto loan that will work for you with competitive rates, a variety of terms to choose from and fast credit decisions.
You're covered by complimentary GAP insurance
Enjoy the peace of mind that comes with complimentary Guaranteed Asset Protection (GAP) coverage when you finance a new or pre-owned car or refinance an auto loan from another lender with Regions. In the event of a total loss or an unrecovered theft of your vehicle, GAP protects your investment by waiving some or all of the loan balance not covered by your primary insurance carrier settlement.
Auto loan details
Interest rates
Car loan APRs range from 6.49% APR to 13.99% APR when you use Auto Pay.1 Applicants receive a fast credit decision.
Collateral requirements
New or pre-owned vehicles or light trucks must be seven years old or less and have fewer than 90,000 miles.
Loan amounts
Loan amounts range from $5,000 to $125,000 with a variety of terms to choose from.2
Electric vehicle (EV) loans
Discounted rates are available for qualifying electric vehicle loans.
Ready to Apply?
Finance New or Pre-Owned Car
- Quick and easy
- Convenient and secure
- Branch experience optional
Get In Touch
If you have additional questions, call us at 1-888-462-7627 or visit a Regions branch to meet with a banker.
Need more help deciding how to finance your car?
We make banking better and easier
Keeping customers first
We're committed to providing excellent customer service in our branches, online, over the phone or even at an ATM.
Tech-driven convenience
Bank anytime from virtually anywhere using our Online and Mobile Banking services and Mobile Banking App.
Strong community partner
Through lending programs, volunteerism and educational initiatives, we invest in helping individuals, families and businesses achieve their goals and succeed.