Car buying and auto loans

Auto Loans & Refinancing

Get a low-interest car loan that fits your budget or refinance an existing auto loan for a potentially better rate and a lower payment. It’s quick and easy for existing Regions customers[1] to apply.

Auto loans to fit your budget

We understand that the same auto loan might not work for everyone. So, whether you're buying a new or pre-owned car, we have an auto loan that will work for you with competitive rates, a variety of terms to choose from and fast credit decisions. *See "Auto loan details" below for collateral requirements.

You're covered by complimentary GAP insurance

Enjoy the peace of mind that comes with complimentary Guaranteed Asset Protection (GAP) coverage when you finance a new or pre-owned car or refinance an auto loan from another lender with Regions. In the event of a total loss or an unrecovered theft of your vehicle, GAP protects your investment by waiving some or all of the loan balance not covered by your primary insurance carrier settlement. *See "Auto loan details" below for collateral requirements.

Auto loan details

Interest rates

Car loan APRs range from 7.24% APR to 16.99% APR when you use Auto Pay.[2] Applicants receive a fast credit decision.

Collateral requirements

New or pre-owned vehicles or light trucks must be seven years old or less and have fewer than 90,000 miles.

Loan amounts

Loan amounts range from $5,000 to $125,000 with a variety of terms to choose from.[3]

Required loan-to-value[4]

Up to 110% on private party purchases and up to 130% on dealership purchases and dollar-for-dollar refinancing.[5]

Electric vehicle (EV) loans

Discounted rates are available for qualifying electric vehicle loans.

Get Discounted Interest Rates with Auto Pay[6]

Car loan APRs range from 7.24% APR to 16.74% APR when you use Auto Pay.[6]

Ready to apply?

Finance new or pre-owned car

  • Quick and easy
  • Convenient and secure
  • Branch experience optional

Refinance your current vehicle

  • Quick and easy
  • Convenient and secure

Get in touch

If you have additional questions, call us at 1-888-462-7627 or visit a Regions branch to meet with a banker.

We make banking better and easier

Keeping customers first

We're committed to providing excellent customer service in our branches, online, over the phone or even at an ATM.

Tech-driven convenience

Bank anytime from virtually anywhere using our Online and Mobile Banking services and Mobile Banking App.

Strong community partner

Through lending programs, volunteerism and educational initiatives, we invest in helping individuals, families and businesses achieve their goals and succeed.