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Apply for an auto loan for a new or used vehicle, or refinance an existing auto loan at a Regions branch, or apply online or by phone and complete the process at a branch.
Refinance an existing auto loan online. No branch involvement required. Apply to refinance your auto loan online at your convenience and take advantage of competitive rates and flexible terms.
For You If...
In-Person
You need an auto loan to buy a new or used vehicle, or to refinance an existing auto loan, and want to apply by phone or at a Regions branch
Online
You want to refinance an existing auto loan and want the convenience of applying online.
Annual Percentage Rate legal disclaimer number1 (APR)
In-Person
As low as 3.74% (with auto-debit discount)
Online
As low as 3.74% (with auto-debit discount)
Collateral Requirements
In-Person
New or used car or light truck is seven years old or less, and has less than 90,000 miles
Online
Vehicle to be refinanced is seven years old or less and has less than 90,000 miles
Loan Amount
In-Person
$5,000 up to $100,000
Online
$5,000 up to $100,000
Required loan-to-value legal disclaimer number2 ratio
In-Person
Up to 110% on purchases, and up to 120% on dollar-for-dollar refinancing
Online
Up to 120% LTV (Maximum amount cannot exceed pay-off of existing loan amount)
Terms
In-Person
Several term lengths available depending on age of vehicle
Online
Cannot exceed current remaining months on existing vehicle loan
Fees
In-Person
Loan processing fee on new and used vehicle financing. No loan processing fee on refinancing.
Online
No loan processing fee
Automatic Payment Option
In-Person
Yes
Online
Yes
Rate Discounts Available
In-Person
Yes, with automatic payment from Regions checking account. legal disclaimer number3
Online
Yes, with automatic payment from Regions checking account legal disclaimer number3 . Available complimentary GAP rider legal disclaimer number4
Features
In-Person
Online
Apply for an auto loan for a new or used vehicle, or refinance an existing auto loan at a Regions branch, or apply online or by phone and complete the process at a branch.
