LifeGreen eAccess  Account®

If you bank online and typically use your debit or credit card to make purchases, the LifeGreen eAccess Account® is for you.

What you get with the LifeGreen eAccess Account®

Monthly fee options:


$0 with at least 10 Regions debit card and/or credit card purchases


How to avoid the monthly fee


OR

$8

Option to open a LifeGreen® Savings account and an opportunity to earn an annual savings bonus

Option to get up-to-date account information sent directly to you via convenient push, SMS/text message and email notifications[1]

Regions Visa® debit card with LockIt®[2] card controls

 

Want to avoid the monthly checking fee?

Avoid the monthly checking account fee by making any combination of at least 10 Regions debit card and/or credit card purchases (posted to your eAccess Account during the statement period for debit card activity and posted in the most recent billing cycle for your credit card account for credit card activity.)

Checking account details

  • Monthly fee

    • $8
    • No monthly fee when you make any combination of at least 10 Regions debit card and/or credit card purchases (posted to your eAccess Account during the statement period for debit card activity and posted in the most recent billing cycle for your credit card account for credit card activity)

    Minimum opening deposit

    • $50

    Check pricing

    • Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667[3]

    Check writing fee

    • No fee

    Statement options

    • Online statements are free. Paper statements are $3 per month.[4] Other options are available and fees may apply. Please refer to Pricing Schedule for more details.

    Overdraft fees

    • Paid overdraft item fee: $36[5]
    • Overdraft protection transfer fee: $0
    • You have the option to link your checking account to an eligible Regions funding account for Overdraft ProtectionWith Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
    • Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
    • If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft item fee is $36 and is subject to change.
    • If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
    • Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
  • With this account, you can get:

    • The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus
    • 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit[6]
    • Relationship rates for customers who have a Regions checking account and meet other requirements[7]
    • Discount on installment loan with payments auto debited from a Regions account
    • Earn cash back when you activateRegions Offers® from popular retailers in Regions Online and Mobile Banking

    Other features include:

    • Regions Visa® debit card[8]
    • Free access to Online Banking[9]
    • Free standard delivery Bill Pay through Online Banking[9]
    • Free access to Mobile Banking[9]
    • Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.[10]
  • Here is a checklist of items you will likely need to open an account:

    • $50 minimum opening deposit
    • Social security number or tax identification number
    • Birth date
    • Personal identification such as driver’s license, passport, state or government-issued ID, etc.
    • Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
    • Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Manage your money with these smart solutions

Get paid up to two days earlier with Early Pay

Set up direct deposit and get your paycheck or regular government payments up to two days early with Early Pay.[11]

Save time and pay your bills online safely

Save time, organize your bills and reduce the hassle of visiting multiple sites to pay bills with bill pay.[9]

Get extra time with Overdraft Grace

With Overdraft Grace, get extra time to make a deposit or transfer funds into your account to avoid overdraft fees.

Send, request and receive money using Zelle®

Explore our other checking accounts

If you aren’t sure the LifeGreen eAccess Account® is right for you, compare it side by side to our other checking accounts to find the best one for your needs.

Enjoy the ease of a Visa® debit card

With a LifeGreen eAccess Account®, you have the option to sign up for a Regions Visa[8]debit card. With a Regions debit card, you can:

Put your goals within reach with a LifeGreen® Savings account

Live in the moment but save for the future with the LifeGreen® Savings account. Plus, get the opportunity to earn an annual savings bonus if you set up monthly automated savings transfers from your LifeGreen eAccess Account.