LifeGreen eAccess Account®

If you bank online and typically use your debit or credit card to make purchases, the LifeGreen eAccess Account® is for you.

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What you get with the LifeGreen eAccess Account®

$8 monthly fee

How to waive the monthly fee

Option to open a LifeGreen® Savings account and an opportunity to earn an annual savings bonus¹

Alerts and notifications² ³

Regions Visa® debit card with LockIt® card controls

Want to avoid the monthly checking fee?

Avoid the monthly checking account fee by making any combination of at least 10 Regions debit card and/or credit card purchases (posted to your eAccess Account during the statement period for debit card activity and posted in the most recent billing cycle for your credit card account for credit card activity.) ⁴

Checking account details

Fees and pricing

Monthly fee

$8
No monthly fee when you make any combination of at least 10 Regions debit card and/or credit card purchases (posted to your eAccess Account during the statement period for debit card activity and posted in the most recent billing cycle for your credit card account for credit card activity)⁴

Minimum opening deposit

Check pricing

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667⁵

Check writing fee

No fee for the first 3 checks processed during the statement cycle, then $0.50 per check⁶

Statement options

Online statements are free. Paper statements are $3 per month. Other options are available and fees may apply. Please refer to Pricing Schedule for more details about the account and other fees.

Overdraft fees

Paid overdraft fee: $36⁷
Overdraft protection transfer fee: $0

Overdraft coverage and protection

You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.

Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.

If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft item fee is $36 and is subject to change.

If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.

Benefits and features

With this account, you can get:

The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus¹
30% discount on one Safe Deposit Box with an additional 10% discount for auto debit⁸
Relationship rates on most CDs for customers who meet the Relationship requirements⁹
Discount on installment loan with payments auto debited from a Regions account
An opportunity to earn rewards through the Regions Cashback Rewards® program with your Regions Visa® debit card and Online Banking

Other features include:

Regions Visa® debit card
Free Access to Online Banking¹⁰
Free standard delivery Bill Pay¹¹
Mobile Banking¹²
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.¹³

What is required to open a checking account

Here is a checklist of items you will likely need to open an account:

$50 minimum opening deposit
Social security number or tax identification number
Birth date
Personal identification such as driver’s license, passport, state or government-issued ID, etc.
Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Explore our other checking accounts

If you aren’t sure the LifeGreen eAccess Account® is right for you, compare it side by side to our other checking accounts to find the best one for your needs.

Compare checking accounts

Enjoy the ease of a Visa® debit card

With a LifeGreen eAccess Account®, you have the option to sign up for a Regions Visa¹⁴debit card. With a Regions debit card, you can:

Pay your way with Tap to Pay, Click to Pay or mobile payment options such as Google Pay¹⁵ and Apple Pay¹⁶
Customize how your card is used with LockIt ® card controls
Earn Cashback Rewards with eligible purchases
Grow savings with Spend & Save

Keep tabs on your money with Mobile and Online Banking alerts

Mobile and Online Banking alerts send up-to-date account information directly to you via convenient push, SMS/text message and email notifications.¹⁷ ¹²

Alerts and notifications details

Put your goals within reach with a LifeGreen® Savings account

Live in the moment but save for the future with the LifeGreen® Savings account. Plus, get the opportunity to earn a 1% annual savings bonus¹ if you set up monthly automated savings transfers from your LifeGreen eAccess Account.

LifeGreen Savings details

Get more out of your checking account

Get alerts and notifications

Send and receive money with Zelle®

Sign up for Bill Pay

Discover the right products for you

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An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account is based upon balance and may change at any time. Check current APY. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you.
Mobile Banking, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
Posted to your eAccess Account during the statement period for CheckCard activity and posted in the most recent billing cycle for your credit card account for credit card activity.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
The eAccess account is designed for customers who do most of their banking electronically, and provides processing at no charge for first 3 checks per month, with a $.50 fee for each additional check. Please note Regions determines the free checks based on when they are presented for payment not when they are written. This fee has been temporarily discontinued pending system modifications. We will notify you before the fee is reinstated.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday CheckCard transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. You must be at least 18 years of age to use Regions Bill Pay or Zelle®.
Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
Mobile Banking, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
We can provide these alerts only if you have provided your telephone number and/or email address to us. We have no obligation to provide alerts to any account, and we may modify or discontinue these alerts at any time and without notice to you. Your carrier’s messaging and data rates may apply to texts and calls.