LifeGreen® Checking 

The LifeGreen® Checking account offers everything you expect from our most popular checking account. Enjoy unlimited check writing and a way to waive the monthly fee, plus an option to open a LifeGreen Savings account with no monthly fee and an opportunity to earn an annual savings bonus.[1]

What you get with LifeGreen® Checking

Monthly fee options:

$0 with a monthly direct deposit of at least $500[2]

More ways to waive the fee


$8 with online statements[3]


$11 with paper statements

Option to open a LifeGreen Savings account and an opportunity to earn an annual savings bonus[1].

Alerts and notifications[4] [5]

Mobile Banking App with check deposit option[5]


Want to avoid the monthly fee?

Avoid the monthly checking account fee by doing one of the following:

  • Maintain an average monthly balance of $1,500[6] in your LifeGreen® Checking account


  • Set up direct deposit

    ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen® Checking account (at least one of $500 or more, or a combined amount of $1,000[2])

Checking account details

  • Monthly fee

    • $8 with online statements[3]
    • $11 with paper statements (without check images)
    • No monthly fee when you do one of the following:
      • Maintain an average monthly balance of $1,500[6] in your LifeGreen® Checking account
      • ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least $500 or more, or a combined amount of $1,000[2])

    Minimum opening deposit

    • $50

    Check pricing

    • Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.[7]

    Statement options

    • Online statements and paper statements as well as other options are available. Fees may apply.

    Overdraft fees

    • Paid overdraft fee: $36[8]
    • Overdraft protection transfer fee: $0

    Please refer to Pricing Schedule for more details about the account and other fees.

    • You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
    • Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
    • If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.
    • If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
    • Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
  • With this account, you can get:

    • The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus[1]
    • 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit[9]
    • Relationship rates for customers who have a Regions checking account and meet other requirements[10]
    • Discount on an installment loan with payments auto debited from a Regions account
    • Earn cash back when you activate Regions Offers from popular retailers in Regions Online and Mobile Banking

    Other features include:

    • Regions Visa® debit card
    • Free access to Online Banking[11]
    • Free standard Delivery Bill Pay[12]
    • Mobile Banking[5]
    • Unlimited check writing
    • Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.[13]
  • Here is a checklist of items you will likely need to open an account:

    • $50 minimum opening deposit
    • Social security number or tax identification number
    • Birth date
    • Personal identification such as driver’s license, passport, state or government-issued ID, etc.
    • Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
    • Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Explore our other checking accounts

If you aren't sure LifeGreen® Checking is right for you, compare it side by side to our other checking accounts to find the one that fits your needs.

Smart solutions to help you succeed

Manage money
Get paid early

Set up direct deposit and get your paycheck or regular government payments up to two days early with Early Pay.[14]

Grow savings
Spend and grow savings

Enroll your checking account in Spend & Save and grow your Regions LifeGreen® Savings automatically as you use your Regions Visa® debit card.[15]

Access funds
Build credit for the future

Subscribe to Self,[16] a service that could help build your credit history by reporting payments you already make and improve your access to financial opportunities in the future.

Protect assets
Control your cards

Set up LockIt® card controls[17] to customize how your debit card, credit card and prepaid Now Card® can be used.

Send and receive money from people you trust using Zelle®

Zelle®[18] is a great way to send, request and receive money with people you know and trust[19] who have a U.S.-based checking or savings account[20].

  • It's fast: The money is typically available in minutes.[20]
  • It’s easy: Log in to the Regions Mobile App or Regions Online Banking and choose “Send Money with Zelle®.”
  • It’s free: Zelle® is free through the Regions mobile app and online banking.[4]

Enjoy the convenience of a Visa® debit card

With a LifeGreen® Checking, you also have access to a Regions Visa®[15] debit card so you can make purchases, withdraw funds, and manage your money with confidence.