LifeGreen® Checking 

Monthly fee

• $8 with online statements⁷
• $11 with paper statements (without check images)
• No monthly fee when you do one of the following:
  • Maintain an average monthly balance of $1,500⁵ in your LifeGreen® Checking account
    OR
  • ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least $500 or more, or a combined amount of $1,000⁶)

Minimum opening deposit

• $25

Check pricing

• Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.¹⁰

Statement options

• Online statements and paper statements as well as other options are available. Fees may apply.

Overdraft fees

• Paid overdraft fee: $36¹¹
• Overdraft protection transfer fee: $0

• You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
• Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
• If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.
• If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
• Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.

With this account, you can get:

• The option to open a Regions LifeGreen^® Savings account with no monthly fee and an opportunity to earn an annual savings bonus² of up to $100
• 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹²
• Relationship rates for customers who have a Regions checking account and meet other requirements¹³
• Discount on an installment loan with payments auto debited from a Regions account
• Earn cash back when you activate Regions Offers^℠ from popular retailers in Regions Online and Mobile Banking

Plus other features:

• Regions Visa^® debit card
• Access to Online Banking included¹⁴
• Standard delivery Bill Pay included
• Mobile Banking
• Unlimited check writing
• Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.¹⁵

Here is a checklist of items you will likely need to open an account:

• $25 minimum opening deposit
• Social security number or taxpayer identification number
• Birth date
• Personal identification such as driver’s license, passport, state or government-issued ID, etc.
• Additional information, including a secondary form of ID, may be required
• Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

If you want an everyday checking account, LifeGreen® Checking is a great fit. It’s easy to manage, flexible and supported by a strong digital experience and the high standard of service you’ll find in a Regions branch. It’s designed for people who want convenience now and options for what’s next.

Yes. Activate Regions Offers® in Online Banking or the mobile app and automatically earn cash back for eligible purchases on your debit card.

Yes. With Early Pay, depending on eligibility, you can enjoy access to eligible direct deposits such as paychecks, Social Security, unemployment, and retirement benefits up to two days earlier.  No need to enroll and there's no additional cost — it's automatic when you have qualifying direct deposits.