LifeGreen Preferred Checking® 

Monthly fee

• $18
• No monthly fee if you do one of the following:
  • Maintain a $5,000 average monthly statement balance3 in your LifeGreen Preferred Checking® account

  OR

  • Have certain qualifying first-lien home mortgage loans in any amount in good standing⁴

  OR

  • Have $25,000 in combined minimum deposit balances from all your Regions checking, savings, money markets, CDs and IRAs⁵

  OR

  • Have $25,000 in combined minimum outstanding loan balances from your Regions personal installment loans, lines of credit⁶, equity lines of credit, equity loans, direct loans and credit cards in good standing.^{4 7}

Minimum opening deposit

• $50

Check pricing

• Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.⁸

Annual Percentage Yields (APY)

View my local rates

Statement options

• Online and paper statements are available with no fee. Additional statement options are available, fees may apply. Please refer to the Pricing Schedule for more details.

Overdraft fees

• Paid overdraft fee: $36⁹
• Overdraft protection transfer fee: $0

• You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
• Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
• If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft item fee is $36 and is subject to change.
• If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
• Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.

With this interest-bearing account, you get:

• The option to open a Premium Money Market with no monthly fee as long as your LifeGreen Preferred Checking account remains open
• 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit1¹⁰
• Relationship rates on most CDs for customers who meet the Relationship requirements¹¹
• Discount on installment loans with payments auto debited from a Regions account
• Earn cash back when you activate Regions Offers^℠ from popular retailers in Regions Online and Mobile Banking
• Preferred Banking membership. Visit Regions Preferred Banking to see additional benefits

Other features include:

• Interest earned on account balance
• Regions Visa^® debit card
• Free Access to Online Banking¹²
• Free Standard Delivery Bill Pay¹³
• Mobile Banking¹⁴
• Unlimited check writing
• No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period[footnote:ffbf573d-b362-46f4-b6b9-8b256e0765d]
• No fee for cashier’s checks
• No fee for money orders
• Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward¹⁵

Here is a checklist of items you will likely need to open an account:

• $40 minimum opening deposit
• Social security number or tax identification number
• Birth date
• Personal identification such as driver’s license, passport, state or government-issued ID, etc.
• Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
• Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.