LifeGreen Preferred Checking® 

Monthly fee

• $18
• No monthly fee if you do one of the following:
  • Maintain a $5,000 average monthly statement balance⁴ in your LifeGreen Preferred Checking® account

  OR

  • Have $25,000 in combined minimum deposit balances from all your Regions checking, savings, money markets, CDs and IRAs⁵

  OR

  • Have $25,000 in combined minimum outstanding loan balances from your Regions personal installment loans, lines of credit⁶, equity lines of credit, equity loans, direct loans and credit cards in good standing.^{5 7}

  OR

  • Have certain qualifying first-lien home mortgage loans in any amount in good standing⁸

Minimum opening deposit

• $25

Check pricing

• Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.¹⁶

Annual Percentage Yields (APY)

View my local rates

Statement options

• Online and paper statements are available with no fee. Additional statement options are available, fees may apply.

Overdraft fees

• Paid overdraft item fee: $36¹⁷
• Overdraft protection transfer fee: $0

• You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
• Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
• If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft item fee is $36 and is subject to change.
• If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
• Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.

With this interest-bearing account, you get:

• The option to open a Premium Money Market with no monthly fee as long as your LifeGreen Preferred Checking account remains open
• 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹⁸
• Relationship rates for customers who have a Regions checking account and meet other requirements¹⁹
• Discount on installment loans with payments auto debited from a Regions account
• Earn cash back when you activate Regions Offers® from popular retailers in Regions Online and Mobile Banking¹⁴
• Preferred Banking membership.² Visit Regions Preferred Banking to see eligibility requirements and additional benefits

Plus other features:

• Interest earned on account balance
• Regions Visa^® debit card
• Access to Online Banking included²⁰
• Standard delivery Bill Pay through Online Banking included²⁰
• Access to Mobile Banking included²⁰
• Unlimited check writing
• No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period⁹
• No fee for cashier’s checks
• No fee for money orders

Here is a checklist of items you will likely need to open an account:

• $25 minimum opening deposit
• Social security number or taxpayer identification number
• Birth date
• Personal identification such as driver’s license, passport, state or government-issued ID, etc.
• Additional information, including a secondary form of ID, may be required
• Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

If you you enjoy an exclusive account that earns interest and provides preferred services and benefits, LifeGreen Preferred Checking® is for you. Additionally, if you’re able to easily meet the average monthly balance or qualifying deposit or loan requirements or have a Regions Mortgage, you can relish in a $0 monthly fee with all of the account’s premium perks.

Yes. Annual percentage yields (APY) vary by location. View my local rates