LifeGreen® 62+ Checking Account

If you’re age 62¹ or better, this senior checking account gives you great features and benefits, like unlimited check writing, easy options to waive the monthly fee and much more.

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Overview
Details
Ways To Open

Key Features of LifeGreen 62+ Checking

^$50
Opening Deposit
^$11or
Less
Monthly Fee
Unlimited Check Writing

LifeGreen 62+ Account Details

Account Eligibility Requirement

Customers age 62 or better

How to Avoid Monthly Fee

ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of ^$300 or more, or a combined amount of ^$1,000)²

OR

a ^$1,500 average monthly balance³ in your 62+ LifeGreen Checking account

Monthly Fee

^$8 with online statements⁴

^$11 with paper statements (without check images)

Minimum Opening Deposit

^$50

Check Pricing

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.⁵

Statement Options

Additional statement options are available, fees may apply. Please refer to Pricing Schedule for more details.

Relationship Benefits

With this retirement checking account, you can get a Regions LifeGreen Savings Account

50% discount on one Safe Deposit Box with an additional 10% discount for auto debit⁶

Relationship rates on most CDs for customers who meet the Relationship requirements⁷

Discount on qualifying installment loans with payments auto debited from a Regions account

Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking

Standard Overdraft Coverage

Available. Learn more.

Paid Overdraft Item Fee

$36⁸

Returned Item Fee

Overdraft Protection Transfer Fee

Features

Regions Visa® CheckCard
Free Access to Online Banking⁹
Free Standard Delivery Bill Pay¹⁰
Mobile Banking¹¹
Online Statements option
Unlimited check writing
Option to link your checking account to an eligible Regions funding account for Overdraft Protection
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward¹²

Ways To Open

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Ways to Open a LifeGreen 62+ Account

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Why Open a Regions Checking Account?

Convenient Account Management

Bank when and how you want with Mobile Banking, Online Banking with Bill Pay and free access to more than 1,900 ATMs¹³ across the Regions 15-state service area.

Cashback Rewards

Earn Cashback Rewards through Regions Online and Mobile Banking for eligible CheckCard & Now Card purchases.

Financial Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Secure Payment Solutions

Use Apple Pay¹⁴, Google Pay¹⁵, LG Pay¹⁶, Samsung Pay¹⁷ and Click to Pay with Visa¹⁸ to make secure payments from your mobile device. Send money to friends¹⁹ with Zelle®, available through Online Banking and the Regions Mobile app. And reduce the risk of fraud on your Regions personal CheckCard, Now Card, and credit cards with the touch of a button using Regions LockIt®: Lock your card for certain types of transactions using the Regions Mobile app or Online Banking.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off to volunteer with a cause of their choice.

Customer Service Excellence

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

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Looking for More?

If you have a 62+ LifeGreen Checking account and do not meet the age requirement, your account will be converted to the standard LifeGreen Checking account and must meet the normal criteria to avoid the monthly fee.
For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The ending balance for any day is the opening balance for the next day.
To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Monthly Fee with Online Statements will become effective beginning with the end date of the statement period in which Online Statements are activated. If you cancel Online Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which Online Statements are cancelled.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday CheckCard transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. You must be at least 18 years of age to use Regions Bill Pay or Zelle®.
Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
Mobile Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. Mobile Deposit may be subject to applicable fees. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. Your mobile carrier’s messaging and data fees may apply.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
Access to Regions Bank ATMs has no fees but fees may apply to certain transactions.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
LG Pay is a registered trademark of LG Corp.
Only compatible with select cards, carriers and Samsung devices. Samsung Pay and Samsung Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Please see the Regions Deposit Agreement for information on liability for unauthorized transactions.
Must have a bank account in the U.S. and be at least 18 years of age to use Zelle®. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.