What you get with 62+ LifeGreen® Checking
Want to avoid the monthly fee?
Avoid the monthly checking account fee by doing one of the following:
- Maintain an average monthly balance of $1,5006 in your 62+ LifeGreen Checking account
OR
- Set up direct deposit
ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more or a combined amount of $1,0003)
Checking account details
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Monthly fee
- $8 with online statements7
- $11 with paper statements (without check images)
- No monthly fee if you do one of the following:
- $1,500 minimum average monthly balance8 in your 62+ LifeGreen checking account
- ACH direct deposit, such as recurring payroll or government benefit deposits, to your 62+ LifeGreen Checking account of at least $300 or more or a combined amount of $1,0003
OR
Account eligibility
- Customers age 62 or older
Minimum opening deposit
- $50
Check pricing
- Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.9
Statement options
- Online or paper options are available as well as additional options. Fees may apply. Please refer to the Pricing Schedule for more details.
Overdraft fees
- Paid overdraft fee: $3610
- Overdraft protection transfer fee: $0
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- You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
- Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
- If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
- If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.
- Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
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With this account, you can get:
- The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus2
- 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit11
- Relationship rates on most CDs for customers who meet the Relationship requirements12
- Discount on installment loan with payments auto debited from a Regions account
- Earn cash back when you activate Regions Offers℠ from popular retailers in Regions Online and Mobile Banking
Other features include:
- Regions Visa® debit card
- Free access to Online Banking13
- Free standard delivery Bill Pay14
- Mobile Banking15
- Online Statement option
- Unlimited check writing
- Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.16
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Here is a checklist of items you will likely need to open an account:
- $50 minimum opening deposit
- Social security number or tax identification number
- Birth date
- Personal identification such as driver’s license, passport, state or government-issued ID, etc.
- Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
- Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.
Explore our other checking accounts
If you aren’t sure the 62+ LifeGreen Checking account is right for you, compare it to our other checking accounts to find the best one for your needs.
Enjoy the convenience and security of a Visa debit card
With 62+ LifeGreen Checking, you have access to a Regions Visa® 17debit card so you can make purchases, withdraw funds and manage your money with confidence. Use your Regions debit card to:
- Pay your way with Tap to Pay, Click to Pay or mobile payment options such as Google Pay18 and Apple Pay19
- Customize how your card is used with LockIt card controls
- Grow your savings with Spend & Save
- Earn cash back with Regions Offers℠

Keep tabs on your money with Mobile and Online Banking Alerts
Mobile and Online Banking alerts send up-to-date account information directly to you via convenient push, SMS/text message and email notifications.
Let your money work for you with a LifeGreen® Savings account
The LifeGreen® Savings account has no monthly fee, no minimum balance requirement and you have the opportunity to earn a 1% annual savings bonus up to $1002 if you set up monthly automated savings transfers from your Regions checking account.
