62+ LifeGreen® Checking

If you are 62[1] or better, you’ve earned extra perks. This senior checking account gives you great features like unlimited check writing, plus an option to open a LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus.[2]


What you get with 62+ LifeGreen® Checking

Monthly fee options:

$0 with a monthly direct deposit of at least $300[3]

More ways to waive the fee


$8 with online statements


$11 with paper statements

Overdraft Protection option with no transfer fees

Option to open a LifeGreen® Savings account and an opportunity to earn an annual savings bonus[2]

Alerts and notifications[4] [5]


Want to avoid the monthly fee?

Avoid the monthly checking account fee by doing one of the following:

  • Maintain an average monthly balance of $1,500[6] in your 62+ LifeGreen Checking account

  • Set up direct deposit
    ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more or a combined amount of $1,000[3])

Checking account details

  • Monthly fee

    • $8 with online statements[7]
    • $11 with paper statements (without check images)
    • No monthly fee if you do one of the following:
      • $1,500 minimum average monthly balance[8] in your 62+ LifeGreen checking account
      • OR

      • ACH direct deposit, such as recurring payroll or government benefit deposits, to your 62+ LifeGreen Checking account of at least $300 or more or a combined amount of $1,000[3]

    Account eligibility

    • Customers age 62 or older

    Minimum opening deposit

    • $50

    Check pricing

    • Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.[9]

    Statement options

    • Online or paper options are available as well as additional options. Fees may apply.

    Overdraft fees

    • Paid overdraft fee: $36[10]
    • Overdraft protection transfer fee: $0

    Please refer to Pricing Schedule for more details about the account and other fees.

    • You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
    • Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
    • If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
    • If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.
    • Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
  • With this account, you can get:

    • The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus[2]
    • 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit[11]
    • Relationship rates on most CDs for customers who meet the Relationship requirements[12]
    • Discount on installment loan with payments auto debited from a Regions account
    • Earn cash back when you activate Regions Offers from popular retailers in Regions Online and Mobile Banking

    Other features include:

    • Regions Visa® debit card
    • Free access to Online Banking[13]
    • Free standard delivery Bill Pay[14]
    • Mobile Banking[15]
    • Online Statement option
    • Unlimited check writing
    • Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.[16]
  • Here is a checklist of items you will likely need to open an account:

    • $50 minimum opening deposit
    • Social security number or tax identification number
    • Birth date
    • Personal identification such as driver’s license, passport, state or government-issued ID, etc.
    • Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
    • Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Explore our other checking accounts

If you aren’t sure the 62+ LifeGreen Checking account is right for you, compare it to our other checking accounts to find the best one for your needs.

Enjoy the convenience and security of a Visa debit card

With 62+ LifeGreen Checking, you have access to a Regions Visa® [17]debit card so you can make purchases, withdraw funds and manage your money with confidence. Use your Regions debit card to:

Keep tabs on your money  with Mobile and Online Banking Alerts

Mobile and Online Banking alerts send up-to-date account information directly to you via convenient push, SMS/text message and email notifications.

Let your money work for you with a LifeGreen® Savings account

The LifeGreen® Savings account has no monthly fee, no minimum balance requirement and you have the opportunity to earn a 1% annual savings bonus up to $100[2] if you set up monthly automated savings transfers from your Regions checking account.