62+ LifeGreen® Checking

This senior checking account gives you the great features you’ve earned: easy ways to avoid the monthly fee, unlimited check writing and an opportunity to receive an annual savings bonus.¹

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Thoughtful banking with perks to enjoy life

Break free from monthly fees

Avoid the fee when you meet simple requirements like setting up a qualifying direct deposit

Grow extra savings

Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers² ³

Stay in control

Set up LockIt® card controls to customize how your debit card, credit card and prepaid Now Card® can be used⁴

Get paid early

Access your paycheck or regular government payments up to two days early with direct deposit and Early Pay⁵

Simple monthly fee options starting at $0

No monthly fee option

$0

Maintain $1500 average monthly balance or qualifying monthly direct deposits: at least $300 single or $1000 combined⁶ ⁷
Other monthly fee options

$8 or $11

$8 with online statements or $11 with paper statements⁸

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62+ LifeGreen® Checking

For you if... you’re 62 or older and enjoy added benefits like an easier way to waive the monthly fee.

Unlimited check writing
Gain confidence and control over how your debit card is used with LockIt®⁴
Extra time to put money in your account and avoid overdraft fees⁹

Open now

LifeGreen® Checking

For you if... you want everyday banking with thoughtful extras.

Early Pay⁵
Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers²³
Extra time to put money in your account and avoid overdraft fees⁹

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LifeGreen Preferred Checking®

For you if... you enjoy an exclusive account that earns interest and provides preferred services and benefits.

Earn interest on your checking account funds
No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period¹⁰
No monthly fee on Premium Money Market¹¹

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Find the right checking account for you

Shop with participating merchants and earn cash back

Activate personalized Regions Offers® and earn cash back when you make qualifying purchases with participating merchants using an eligible Regions debit card, credit card, or Now Card®.¹² Why Regions customers love it:

No coupons or promo codes
Works with eligible debit, credit, and Now Card® purchases
Cash back is credited back to your account

Learn more about Regions Offers

Pave your path to financial confidence

Get started with a free and easy personal Regions Greenprint® plan that puts you on the path to financial confidence. A banker will help you set up and meet your goals every step of the way, whether you want to buy a house, pay off debt or just save for the future.

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Learn more about Greenprint plans

Extra features to love

Refer a friend, get a reward

Refer a friend who opens a new Regions personal checking account and fulfills all offer requirements and you both get a $50 reward.

Refer a friend details

Track finances on the go with My GreenInsights®

Get a clear picture of your finances at home or on the go with the My GreenInsights® budgeting and tracking tool.

My GreenInsights® details

Avoid overdraft fees

Enjoy peace of mind with extra time making a deposit or transferring funds to help avoid overdraft fees.⁹

Overdraft Grace details

62+ LifeGreen® Checking account details

Monthly fee

$8 with online statements⁸
$11 with paper statements (without check images)
No monthly fee if you do one of the following:
- $1,500 minimum average monthly balance⁷ in your 62+ LifeGreen Checking account
- ACH direct deposit, such as recurring payroll or government benefit deposits, to your 62+ LifeGreen Checking account of at least $300 or more or a combined amount of $1,000¹³

Account eligibility

Customers age 62 or older

Minimum opening deposit

Check pricing

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.¹⁴

Statement options

Online or paper options are available as well as additional options. Fees may apply.

Overdraft fees

Paid overdraft item fee: $36¹⁵
Overdraft protection transfer fee: $0

You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.
Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.

With this account, you can get:

The option to open a Regions LifeGreen^® Savings account with no monthly fee³ and an opportunity to earn an annual savings bonus² of up to $100
50% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹⁶
Relationship rates for customers who have a Regions checking account and meet other requirements¹⁷
Discount on installment loan with payments auto debited from a Regions account
Earn cash back when you activate Regions Offers® from popular retailers in Regions Online and Mobile Banking¹²

Plus other features:

Regions Visa^® debit card
Access to Online Banking included¹⁸
Standard delivery Bill Pay through Online Banking included¹⁸
Access to Mobile Banking Included¹⁸
Online Statement option
Unlimited check writing
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.¹⁹

Here is a checklist of items you will likely need to open an account:

$25 minimum opening deposit
Social security number or taxpayer identification number
Birth date
Personal identification such as driver’s license, passport, state or government-issued ID, etc.
Additional information, including a secondary form of ID, may be required
Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

If you are age 62 or older¹, 62+ LifeGreen® Checking has all the extras you’ll love in a checking account plus senior-focused perks like unlimited check writing and the opportunity for an annual savings bonus. This is a simple, low-cost account with both online, mobile and in-person banking access.

With a 62+ LifeGreen® Checking, you have the option to sign up for a Regions Visa debit card. With a Regions debit card, you can:

Pay your way with Tap to Pay, Click to Pay or mobile payment options such as Google Pay® and Apple Pay®
Customize how your card is used with LockIt⁴ card controls
Earn cash back with Regions Offers®

Ready to get started?

Open a 62+ LifeGreen® Checking account online in as little as 5 minutes.

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If you have a 62+ LifeGreen Checking account and do not meet the age requirement, your account will be converted to the standard LifeGreen Checking account and must meet the normal criteria to avoid the monthly fee.
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $25 ($10 for a Regions Now Checking account). The minimum opening deposit amount for opening a LifeGreen Savings Account is $25 (or $5 in branch if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
If you have a LifeGreen Savings account and do not have a Regions checking account, or if you close your Regions checking account, Regions reserves the right to convert your LifeGreen Savings account to a Savings account. We will notify you in advance if we convert your account.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing or ATM inquiries. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.
Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
For the monthly fee waiver, we account all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
For the average monthly balance of the LifeGreen Preferred Checking account, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. For all other accounts, we divide the sum of the ending posted balances for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. If your account is a LifeGreen Preferred Checking account, the average balance shown on the account statement is not used for purposes of the monthly fee waiver. The ending balance for any day is the opening balance for the next day.
To qualify for the monthly fee with Online Statements for LifeGreen Checking or 62+ LifeGreen Checking, or to avoid the monthly Paper Statement Fee for the LifeGreen eAccess Account or LifeGreen Checking for Students, as applicable, you must be a Regions Online Banking customer who receives only Online Statements for the account. To get started with Online Statements, simply enroll in Regions Online Banking or the Regions mobile app. You must have a valid Social Security Number or Taxpayer Identification Number in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts; or log in to the Regions mobile app, select the eligible Regions account, and tap the Statements tab. Changes in applicable fees will become effective beginning with the end date of the statement period in which Online Statements are activated or canceled, as the case may be.
Learn more about getting extra time to avoid overdraft fees with Regions Overdraft Grace.
ATM fees charged by owners/operators of non-Regions ATMs may apply.
No monthly fee on a Premium Money Market account as long as your LifeGreen Preferred Checking® account remains open.
You must be enrolled in Regions Online Banking and have an eligible Regions Visa® credit, debit, or Now® Card to participate in the Regions Offers® program. Offers are available from participating merchants and may change at any time. Cash back may take up to 90 days from the date of purchase to be credited to your account or Now Card. For credit card accounts, cash back will be applied as a statement credit, not as a payment. You are still required to make at least your minimum payment by the due date. See the Regions Offers Terms and Conditions for additional details.
For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday debit card transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).

62+ LifeGreen® Checking

Thoughtful banking with perks to enjoy life

Break free from monthly fees

Grow extra savings

Stay in control

Get paid early

Simple monthly fee options starting at $0

No monthly fee option

Other monthly fee options

Compare checking accounts at a glance

Currently viewing 62+ LifeGreen® Checking

LifeGreen® Checking

LifeGreen Preferred Checking®

Shop with participating merchants and earn cash back

Pave your path to financial confidence

Extra features to love

Refer a friend, get a reward

Track finances on the go with My GreenInsights®

Avoid overdraft fees

62+ LifeGreen® Checking account details

Ready to get started?

Looking for more information?

Related Insights

Currently viewing
62+ LifeGreen® Checking

Track finances on the go with My GreenInsights®