62+ LifeGreen® Checking

Monthly fee

• $8 with online statements⁷
• $11 with paper statements (without check images)
• No monthly fee if you do one of the following:
  • $1,500 minimum average monthly balance⁸ in your 62+ LifeGreen checking account

  OR

  • ACH direct deposit, such as recurring payroll or government benefit deposits, to your 62+ LifeGreen Checking account of at least $300 or more or a combined amount of $1,0003

Account eligibility

• Customers age 62 or older

Minimum opening deposit

• $50

Check pricing

• Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.⁹

Statement options

• Online or paper options are available as well as additional options. Fees may apply. Please refer to the Pricing Schedule for more details.

Overdraft fees

• Paid overdraft fee: $36¹⁰
• Overdraft protection transfer fee: $0

• You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
• Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
• If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
• If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.
• Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.

With this account, you can get:

• The option to open a Regions LifeGreen^® Savings account with no monthly fee and an opportunity to earn an annual savings bonus²
• 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹¹
• Relationship rates on most CDs for customers who meet the Relationship requirements¹²
• Discount on installment loan with payments auto debited from a Regions account
• Earn cash back when you activate Regions Offers^℠ from popular retailers in Regions Online and Mobile Banking

Other features include:

• Regions Visa^® debit card
• Free access to Online Banking¹³
• Free standard delivery Bill Pay¹⁴
• Mobile Banking¹⁵
• Online Statement option
• Unlimited check writing
• Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.¹⁶

Here is a checklist of items you will likely need to open an account:

• $50 minimum opening deposit
• Social security number or tax identification number
• Birth date
• Personal identification such as driver’s license, passport, state or government-issued ID, etc.
• Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
• Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.