62+ LifeGreen® Checking

If you are 62¹ or better, you’ve earned extra perks. This senior checking account gives you great features like unlimited check writing, plus an option to open a LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus.²

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What you get with 62+ LifeGreen® Checking

Monthly fee options:

$8 with online statements

$11 with paper statements

How to waive the monthly fee

Overdraft Protection option with no transfer fees

Option to open a LifeGreen® Savings account and an opportunity to earn an annual savings bonus²

Alerts and notifications³ ⁴

Want to avoid the monthly fee?

Avoid the monthly checking account fee by doing one of the following:

Maintain an average monthly balance of $1,500⁵ in your 62+ LifeGreen Checking account

OR

Set up direct deposit
ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more or a combined amount of $1,000⁶)

Checking account details

Fees and pricing

Monthly fee

$8 with online statements⁷
$11 with paper statements (without check images)
No monthly fee if you do one of the following:

$1,500 minimum average monthly balance ⁸ in your 62+ LifeGreen checking account OR
ACH direct deposit, such as recurring payroll or government benefit deposits, to your 62+ LifeGreen Checking account of at least $300 or more or a combined amount of $1,000⁶

Account eligibility

Customers age 62 or older

Minimum opening deposit

Check pricing

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.⁹

Statement options

Online or paper options are available as well as additional options. Fees may apply. Please refer to the Pricing Schedule for more details.

Overdraft fees

Paid overdraft fee: $36¹⁰
Overdraft protection transfer fee: $0

Overdraft coverage and protection

You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.

Benefits and features

With this account, you can get:

The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus²
50% discount on one Safe Deposit Box with an additional 10% discount for auto debit¹¹
Relationship rates on most CDs for customers who meet the Relationship requirements¹²
Discount on installment loan with payments auto debited from a Regions account
A chance to earn rewards through the Regions Cashback Rewards® program with your Regions Visa debit card and Online Banking

Other features include:

Regions Visa® debit card
Free access to Online Banking¹³
Free standard delivery Bill Pay¹⁴
Mobile Banking¹⁵
Online Statement option
Unlimited check writing
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.¹⁶

What is required to open a checking account

Here is a checklist of items you will likely need to open an account:

$50 minimum opening deposit
Social security number or tax identification number
Birth date
Personal identification such as driver’s license, passport, state or government-issued ID, etc.
Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Explore our other checking accounts

If you aren’t sure the 62+ LifeGreen Checking account is right for you, compare it to our other checking accounts to find the best one for your needs.

Compare checking accounts

Enjoy the convenience and security of a Visa debit card

With 62+ LifeGreen Checking, you have access to a Regions Visa® ¹⁷debit card so you can make purchases, withdraw funds and manage your money with confidence. Use your Regions debit card to:

Pay your way with Tap to Pay, Click to Pay or mobile payment options such as Google Pay¹⁸ and Apple Pay¹⁹
Customize how your card is used with LockIt card controls
Grow your savings with Spend & Save
Earn Cashback Rewards

Keep tabs on your money with Mobile and Online Banking Alerts

Mobile and Online Banking alerts send up-to-date account information directly to you via convenient push, SMS/text message and email notifications.

Alerts and notifications details

Let your money work for you with a LifeGreen® Savings account

The LifeGreen® Savings account has no monthly fee, no minimum balance requirement and you have the opportunity to earn a 1% annual savings bonus up to $100² if you set up monthly automated savings transfers from your Regions checking account.

LifeGreen Savings details

Get more out of your checking account

Find a branch or ATM near you

Control your cards with Lockit

Track finances with My GreenInsights

Discover the right products for you

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If you have a 62+ LifeGreen Checking account and do not meet the age requirement, your account will be converted to the standard LifeGreen Checking account and must meet the normal criteria to avoid the monthly fee.
An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account is based upon balance and may change at any time. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you.
Mobile Banking, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The ending balance for any day is the opening balance for the next day.
For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Monthly Fee with Online Statements will become effective beginning with the end date of the statement period in which Online Statements are activated. If you cancel Online Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which Online Statements are cancelled.
For the average monthly balance, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The average balance shown on the account statement is not used for purposes of the monthly fee waiver. The ending balance for any day is the opening balance for the next day.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday CheckCard transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. You must be at least 18 years of age to use Regions Bill Pay or Zelle®.
Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
Mobile Banking, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.