LifeGreen® Checking for Students

LifeGreen Checking for Students keeps it simple, with no monthly fee and built-in ways to help you save while you’re focused on your education or job hunt. If you are 18-25 years old ¹, you can start the application process for a Student Checking account online or visit us in one of our branches. Students under 18 must visit a branch and apply jointly with an adult.

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What you get with LifeGreen® Checking for Students

No monthly fee

Alerts and notifications² ³

Access to a Visa® debit card with LockIt

Option to send and receive money through Zelle®⁴

Customize and personalize your debit card

Support your favorite team every time you use your debit card with our Collegiate Visa® debit card. Our lineup includes SEC and HBCU card options. Or, design and personalize your card with a photo of a favorite vacation, your pets, or friends and family using Regions YourPix Studio®.

Collegiate cards details YourPix details

Checking account details

Fees and pricing

Monthly fee

None

Account eligibility

Customers age 25 or younger¹
Students under 18 must visit a branch and apply jointly with an adult

Minimum opening deposit

Check pricing

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.⁵

Statement options

Online statements are free. Paper statements are $3 per month. Other options are available and fees may apply. Please refer to Pricing Schedule for more details about the account and other fees.

Overdraft fees

Paid overdraft fee: $36⁶
Overdraft protection transfer fee: $0

RegionsYourPix Studio® fee

Overdraft coverage and protection

You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item (and returned item) fee is $36 and is subject to change.
If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.

Benefits and features

With this account, you can get:

The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus⁷
30% discount on one Safe Deposit Box with an additional 10% discount for auto debit⁸
Relationship rates on most CDs for customers who meet the Relationship requirements⁹
Discount on installment loan with payments auto debited from a Regions account
A chance to earn rewards through the Regions Cashback Rewards® program with your Regions Visa debit card and Online Banking

Other features include:

Regions Visa® debit card
Free access to Online Banking¹⁰
Free standard delivery Bill Pay¹¹
Mobile Banking¹²
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward¹³

What is required to open a checking account

Here is a checklist of items you will likely need to open an account:

$50 minimum opening deposit
Social security number or tax identification number
Birth date
Personal identification such as driver’s license, passport, state or government-issued ID, etc.
Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Explore our other checking accounts

If you aren't sure if the LifeGreen® Checking for Students account is right for you, compare it to our other checking accounts to find the best one for your needs.

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Send and receive money with Zelle®

Zelle⁴ brings you a safe, secure way to send, request and receive money from people you know and trust¹⁴ — send money to a friend, settle up with your babysitter or split the check for dinner.

It’s Fast: Money is typically available in minutes.¹⁵
It’s Safe: Move money between friends and family without sharing account information.
It’s Easy: Log in to the Regions Mobile App¹² or Online Banking and choose “Send Money with Zelle®.
It’s Free: Zelle is free through the Regions Mobile App¹² and Online Banking.¹⁰

Zelle details

Bank on the go with the Regions Mobile Banking App

Enjoy the safety and convenience of online banking from virtually anywhere with the Regions Mobile Banking App.¹² You can:

Make mobile deposits
Control how and where your cards are used with LockIt card controls
Easily move money and make payments

Put your goals within reach with a LifeGreen® Savings account

With LifeGreen Savings⁷, you get the opportunity to earn a 1% annual savings bonus up to $100⁷ if you set up monthly automated savings transfers from your LifeGreen Checking for Students account. Plus, if you enroll in Spend & Save, you can grow your savings every time you use your debit card.

LifeGreen Savings details

Get more out of your checking account

Control your cards with Lockit

Track finances with My GreenInsights

Get mobile alerts and notifications

Discover the right products for you

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If you have a LifeGreen Checking for Students account and do not meet the age requirement, your account will be converted to the standard LifeGreen Checking account and must meet the normal criteria in order to avoid the Monthly Fee. One account holder must be of the age of majority.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you.
Mobile Banking, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday CheckCard transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account is based upon balance and may change at any time. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. You must be at least 18 years of age to use Regions Bill Pay or Zelle®.
Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
Mobile Banking, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
If you don’t know the person you are paying or aren’t sure you’ll get what you are purchasing, we recommend you do not use Zelle® for the transaction. Once you have authorized and made a payment through Zelle®, it may not be possible to reverse the payment or recover the funds.
Transactions typically occur within minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. In some cases, we may need to delay or block a payment for your protection.