LifeGreen® Checking for Students

LifeGreen® Checking for Students keeps it simple, with no monthly fee, plus ways to help you save and feel financially confident. If you are 18-25 years old[1], you can start the application process for a Student Checking account online or visit us in one of our branches. Students under 18 must visit a branch and apply jointly with an adult.

What you get with LifeGreen® Checking for Students

No monthly fee

Option to receive customized alerts and notifications[2] [3] about account balances, deposits, withdrawals and more.

Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.

Option to send and receive money through Zelle®[4],[5]

Customize and personalize your debit card

Support your favorite team every time you use your debit card with our Collegiate Visa® debit card. Our lineup includes a variety of SEC and HBCU card options. Or, personalize your card with a favorite photo of your pet or friends and family using Regions YourPix Studio®.

More student checking details

  • Monthly fee

    • None

    Account eligibility

    • Customers age 25 or younger[1]
    • Students under 18 must visit a branch and apply jointly with an adult

    Minimum opening deposit

    • $50

    Check pricing

    • Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667

    Statement options

    • Online statements are free. Paper statements are $3 per month. Other options are available and fees may apply.

    Overdraft fees

    • Paid overdraft fee: $36[6]
    • Overdraft protection transfer fee: $0

    Regions Your Pix Studio® fee

    • $10 fee applies to each custom card issued

    Please refer to Pricing Schedule for more details about the account and other fees.

    • You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
    • Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
    • If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item (and returned item) fee is $36 and is subject to change.
    • If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
    • Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
  • With this account, you can get:

    • The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus[7]
    • 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit[8]
    • Relationship rates for customers who have a Regions checking account and meet other requirements[9]
    • Discount on installment loan with payments auto debited from a Regions account
    • Earn cash back when you activate Regions OffersSM from popular retailers in Regions Online and Mobile Banking

    Other features include:

    • Regions Visa® debit card
    • Free access to Online Banking[10]
    • Free standard delivery Bill Pay[11]
    • Mobile Banking[12]
    • Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward[13]
  • Here is a checklist of items you will likely need to open an account:

    • $50 minimum opening deposit
    • Social security number or tax identification number
    • Birth date
    • Personal identification such as driver’s license, passport, state or government-issued ID, etc.
    • Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
    • Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Your path to financial confidence starts with a plan.

With the right tools and guidance, anyone can be good with money. Let us help you build a Regions Greenprint® personalized plan to help you reach your goals.

Smart solutions to help you succeed

Manage money
Download the mobile app

Use the Regions mobile app[3] to deposit checks to your Regions checking account.

Grow savings
Spend and grow savings

Enroll your checking account in Spend & Save and grow your Regions LifeGreen® Savings automatically as you use your Regions Visa® debit card.[14]

Access funds
Build credit for the future

Subscribe to Self,[15] a service that could help build your credit history by reporting payments you already make and improve your access to financial opportunities in the future.

Protect assets
Control your cards

Set up LockIt® card controls[16] to customize how your debit card, credit card and prepaid Now Card® can be used.

Manage all your finances in one place with My GreenInsights

Build your financial confidence by getting a clear picture of your finances with My GreenInsights, an online budgeting and planning tool designed to help you take control of your finances and build your savings.