LifeGreen® Checking for Students

LifeGreen Checking for Students keeps it simple, with no monthly fee and built-in ways to help you save while you’re focused on your education or job hunt. If you are 18-25 years old 1, you can start the application process for a Student Checking account online or visit us in one of our branches. Students under 18 must visit a branch and apply jointly with an adult.

What you get with LifeGreen® Checking for Students

No monthly fee

Alerts and notifications2 3

Access to a Visa® debit card with LockIt

Option to send and receive money through Zelle®4

Customize and personalize your debit card

Support your favorite team every time you use your debit card with our Collegiate Visa® debit card. Our lineup includes SEC and HBCU card options. Or, design and personalize your card with a photo of a favorite vacation, your pets, or friends and family using Regions YourPix Studio®.

Checking account details

  • Monthly fee

    • None

    Account eligibility

    • Customers age 25 or younger1
    • Students under 18 must visit a branch and apply jointly with an adult

    Minimum opening deposit

    • $50

    Check pricing

    • Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.5

    Statement options

    • Online statements are free. Paper statements are $3 per month. Other options are available and fees may apply. Please refer to Pricing Schedule for more details about the account and other fees.

    Overdraft fees

    • Paid overdraft fee: $365
    • Overdraft protection transfer fee: $0

    Regions Your Pix Studio® fee

    • $10 fee applies to each custom card issued
    • You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
    • Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
    • If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item (and returned item) fee is $36 and is subject to change.
    • If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
    • Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
  • With this account, you can get:

    • The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus6
    • 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit7
    • Relationship rates on most CDs for customers who meet the Relationship requirements8
    • Discount on installment loan with payments auto debited from a Regions account
    • Earn cash back when you activate Regions Offers from popular retailers in Regions Online and Mobile Banking

    Other features include:

    • Regions Visa® debit card
    • Free access to Online Banking9
    • Free standard delivery Bill Pay10
    • Mobile Banking11
    • Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward12
  • Here is a checklist of items you will likely need to open an account:

    • $50 minimum opening deposit
    • Social security number or tax identification number
    • Birth date
    • Personal identification such as driver’s license, passport, state or government-issued ID, etc.
    • Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
    • Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Explore our other checking accounts

If you aren't sure if the LifeGreen® Checking for Students account is right for you, compare it to our other checking accounts to find the best one for your needs.

Send and receive money with Zelle®

Zelle®4 brings you a safe, secure way to send, request and receive money from people you know and trust13 — send money to a friend, settle up with your babysitter or split the check for dinner.

  • It’s Fast: Money is typically available in minutes.14
  • It’s Safe: Move money between friends and family without sharing account information.
  • It’s Easy: Log in to the Regions Mobile App11 or Online Banking and choose “Send Money with Zelle®.
  • It’s Free: Zelle® is free through the Regions Mobile App11 and Online Banking.9

Bank on the go with the Regions Mobile Banking App

Enjoy the safety and convenience of online banking from virtually anywhere with the Regions Mobile Banking App.11 You can:

Put your goals within reach with a LifeGreen® Savings account

With LifeGreen Savings6, you get the opportunity to earn a 1% annual savings bonus up to $1006 if you set up monthly automated savings transfers from your LifeGreen Checking for Students account. Plus, if you enroll in Spend & Save, you can grow your savings every time you use your debit card.