LifeGreen® Checking for Students

LifeGreen® Checking for Students offers everything you expect plus the extras to save and bank confidently with no monthly fee if you are 25 years old or younger, regardless of student status.

If you are 18-25 years old¹, you can start the application process for a Student Checking account online or visit us in one of our branches. Students under 18 must visit a branch and apply jointly with an adult.

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Start building financial confidence with no monthly fee

Break free from monthly fees

Enjoy $0 monthly fee if you are 25 years old or younger, regardless of student status

Avoid overdraft fees

Enjoy peace of mind with extra time making a deposit or transferring funds to help avoid overdraft fees²

Grow extra savings

Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers³⁴

Get paid early

Access your paycheck or regular government payments up to two days early with direct deposit and Early Pay⁵

Build credit without taking on debt

With a Self subscription, you may be able to build your credit history by continuing to pay your rent, cell phone and other utilities payments the same way that you always have. ⁶

Open LifeGreen® Checking for Students account

Learn more about Self

Free school spirit to take with you

Carry your favorite college team with you everywhere you go with the Collegiate Regions Visa® debit card or Now Card available at no cost. Plus, enjoy added value with Regions Offers® to earn cash back when you use your card on eligible purchases.

Our collegiate lineup includes select Southeastern Conference (SEC) and historically Black colleges and universities (HBCU) card options.

Collegiate card details

Pave your path to financial confidence

Get started with a free and easy personal Greenprint® plan that puts you on the path to financial confidence. A banker will help you set up and meet your goals every step of the way, whether you want to buy a house, pay off debt or just save for the future.

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Learn more about Greenprint plans

Manage all your finances in one place with My GreenInsights

Build your financial confidence by getting a clear picture of your finances with My GreenInsights, an online budgeting and planning tool designed to help you take control of your finances and build your savings.

MyGreenInsights details

Extra features to love

Refer a friend, get a reward

Refer a friend who opens a new Regions personal checking account and fulfills all offer requirements and you both get a $50 reward.

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Feel confident with LockIt® card controls

Set up LockIt® card controls to customize how your debit card, credit card and prepaid Now Card® can be used.⁷

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Regions Visa® debit card

Make purchases, withdraw funds, and manage your money with confidence with a Regions Visa® debit card.

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LifeGreen® Checking for Students

For you if... you are 25 years old or younger and don’t want to pay a monthly fee.

Early Pay⁵
Get credit for payments you’re already making with a Self subscription⁸
No monthly maintenance fee

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LifeGreen® Checking

For you if... you want everyday banking with thoughtful perks.

Early Pay⁵
Unlock up to a $100 annual bonus when you open a no monthly fee LifeGreen® Savings and set up monthly automated transfers³⁴
Extra time to put money in your account and avoid overdraft fees²

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LifeGreen eAccess Account®

For you if... you enjoy the convenience and security of paying primarily with a debit or credit card whether you pay online, swipe, or tap to pay.

Early Pay⁵
Great if you primarily bank online and frequently make purchases with a card
Extra time to put money in your account and avoid overdraft fees²

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Find the right checking account for you

LifeGreen® Checking for Students account details

Monthly fee

Account eligibility

Customers age 25 or younger ¹
Students under 18 must visit a branch and apply jointly with an adult

Minimum opening deposit

Check pricing

Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667

Statement options

Online statements are included. Paper statements are $3 per month. Other options are available and fees may apply.

Overdraft fees

Paid overdraft fee: $36 ⁹
Overdraft protection transfer fee: $0

You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.
If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.

With this account, you can get:

The option to open a Regions LifeGreen® Savings account with no monthly fee and an opportunity to earn an annual savings bonus ³ of up to $100
30% discount on one Safe Deposit Box with an additional 10% discount for auto debit ¹⁰
Relationship rates for customers who have a Regions checking account and meet other requirements ¹¹
Discount on an installment loan with payments auto debited from a Regions account
Earn cash back when you activate Regions Offers℠ from popular retailers in Regions Online and Mobile Banking

Plus other features:

Regions Visa® debit card
Access to Online Banking included ¹²
Standard delivery Bill Pay included
Mobile Banking
Unlimited check writing
Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward. ¹³

Here is a checklist of items you will likely need to open an account:

$25 minimum opening deposit
Social security number or taxpayer identification number
Birth date
Personal identification such as driver’s license, passport, state or government-issued ID, etc.
Additional information, including a secondary form of ID, may be required
Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

You can personalize your Regions Visa® debit card or choose a Collegiate design at no cost. Your debit card is both widely accepted and easy to lock and unlock with LockIt card controls.

Yes. Activate Regions Offers® in Online Banking or the mobile app and automatically earn cash back for eligible purchases on your debit card.

LifeGreen Checking for Students is available to anyone 25 or younger, whether you’re a student or not. When you turn 26, your account will transition to a LifeGreen e-Access Account. Regions will notify you of this change ahead of time. Rest assured– your account number and debit card number will stay the same.

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Checking FAQs

If you have a LifeGreen Checking for Students account and do not meet the age requirement, your account will be converted to the LifeGreen eAccess Account and must meet the normal criteria in order to avoid the Monthly Fee. One account holder must be of the age of majority.
Learn more about getting extra time to avoid overdraft fees with Regions Overdraft Grace.
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $25 ($10 for a Regions Now Checking account). The minimum opening deposit amount for opening a LifeGreen Savings Account is $25 (or $5 in branch if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
If you have a LifeGreen Savings account and do not have a Regions checking account, or if you close your Regions checking account, Regions reserves the right to convert your LifeGreen Savings account to a Savings account. We will notify you in advance if we convert your account.
Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements such as being 18 years or older) is subject to Self's terms and conditions. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax and TransUnion. Utility & cell phone payments are reported to TransUnion. An active subscription is required.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing or ATM inquiries. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements such as being 18 years or older) is subject to Self's terms and conditions. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax and TransUnion. Utility & cell phone payments are reported to TransUnion.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday debit card transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).

LifeGreen® Checking for Students

Start building financial confidence with no monthly fee

Break free from monthly fees

Avoid overdraft fees

Grow extra savings

Get paid early

Build credit without taking on debt

Free school spirit to take with you

Pave your path to financial confidence

Manage all your finances in one place with My GreenInsights

Extra features to love

Refer a friend, get a reward

Feel confident with LockIt® card controls

Regions Visa® debit card

Compare checking accounts at a glance

Currently Viewing LifeGreen® Checking for Students

LifeGreen® Checking

LifeGreen eAccess Account®

LifeGreen® Checking for Students account details

Looking for more information?

Currently Viewing
LifeGreen® Checking for Students