Unlimited 1.5% cash rewards
Cash Rewards Visa® Signature Credit Card

Earn $200 bonus Cash Rewards if you spend $1,000 in the first 90 days, or earn a $100 bonus when you spend $500 in the first 90 days. If earned, your bonus will be awarded 91-100 days from account opening.[1] [2]

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Cash Rewards card at a glance

  • 1.5%
    In Cash Rewards[3]
  • $200
    Bonus Offer[2]
  • $0
    No Annual Fee[4]

Credit Card Control

Regions LockIt® gives you the power to customize how, when and where your credit card can be used.

Alerts to Verify Card Activity

If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Visa Zero Liability Policy[5]

You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.

Interest rates and fees

  • 0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 18.24% - 28.24% based on your creditworthiness.
  • 29.24% variable APR for cash advances.
  • No annual fee.
  • $10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
  • $10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
  • Late payment fee of up to $39.
  • No foreign transaction fee.
  • View Cash Rewards Visa Credit Card pricing details.

Card details

    • Earn 1.5% Cash Rewards on all qualifying purchases.[1] Visit Cash Rewards for the full terms of this rewards program.
    • Earn $100 bonus Cash Rewards, which can be redeemed for a check or a credit to your Regions credit card or deposit account, if your net purchases made in the first 90 days total $500 or more — and when those net purchases total at least $1,000, you'll earn an additional $100 bonus Cash Rewards. If earned, your bonus will be awarded 91-100 days from account opening.[2]
    • Use our rewards calculator to see how much you could earn.
    • Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
    • May receive Term It® offers on qualifying purchases after intro APRs terminate.
    • View and activate Regions Offers℠ in Online and Mobile Banking[6] to earn cash back at select retailers.
    • Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
    • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay iconVisa Click to Pay icon.[7]
    • Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
    • Make purchases using digital wallets. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay®, or Samsung Pay™.
    • Option to use your card for overdraft protection on a Regions checking account.
    • Customize your card with Regions YourPix Studio for only $10.
    • Visa Zero Liability Policy[5]
    • Visa Signature Concierge Service
    • Travel Accident Insurance
    • Roadside Dispatch
    • Lost Luggage Reimbursement
    • Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
    • Auto Rental Collision Damage Waiver
    • Extended Warranty Protection
    • Purchase Security
    • Optional Year-End Summary Statement
    • See complete list in Visa's Guide to Benefits.

Compare cards and rewards

Compare our credit cards side by side or use our rewards calculator to find the right rewards card for you.

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Pay with predictability

With Regions Term ItSM, we may offer you the option to create a plan to pay off an individual credit card purchase over a fixed number of months with a fixed monthly payment.

Term It Details

Other services and important information

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