Credit Cards

Cash Rewards Visa Signature® Credit Card

Earn 1.5% Cash Rewards¹ on credit card purchases² — with no annual fee.³

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Introductory Offer

Earn up to $200 in bonus Cash Rewards

You can earn $100 in bonus Cash Rewards when your net purchases in the first 90 days total at least $500, and an additional $100 in bonus Cash Rewards when those net purchases total at least $1,000⁴. Plus, a 0% introductory APR for the first 12 months.³

Learn more about Cash Rewards

Cash Rewards Visa® Credit Card at a glance

1.5%

In Cash Rewards¹
$0

No Foreign Transaction Fees³
$0

No Annual Fee³

Credit Card Control

Regions LockIt® gives you the power to customize how, when and where your credit card can be used.

Alerts to Verify Card Activity

If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Visa Zero Liability Policy⁵

You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.

Cash Rewards Visa® Credit Card details

Interest Rates and Fees

0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 13.99% - 23.99% based on your creditworthiness.
24.99% variable APR for cash advances.
No annual fee.
$10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
$10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
Late payment fee of up to $39.
No foreign transaction fee.
View Cash Rewards Visa Credit Card pricing details.

Rewards Program

Earn 1.5% Cash Rewards on all qualifying purchases.² Visit Cash Rewards for the full terms of this rewards program.
Earn $100 bonus Cash Rewards, which can be redeemed for a check or a credit to your Regions credit card or deposit account, when your net purchases made in the first 90 days total $500 or more — and when those net purchases total at least $1,000, you'll earn an additional $100 bonus Cash Rewards.⁴

Security and Features

Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon .⁶
Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™, Samsung Pay or LG Pay.⁷
Option to use your card for overdraft protection on a Regions checking account.
Customize your card with Regions YourPix Studio for only $10.

Visa Benefits

Visa Zero Liability Policy⁵
Visa Signature Concierge Service
Travel Accident Insurance
Roadside Dispatch
Lost Luggage Reimbursement
Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Optional Year-End Summary Statement
See complete list in Visa's Guide to Benefits.

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Pay with predictability

With Regions Term It^SM, we may offer you the option to create a plan to pay off an individual credit card purchase over a fixed number of months with a fixed monthly payment.

Term It Details

We make banking better and easier

Keeping customers first

We’re committed to providing excellent customer service in our branches, online, over the phone or even at an ATM.

Tech-driven convenience

Bank anytime from virtually anywhere using our Online and Mobile Banking services and Mobile Banking App.

Strong Community Partner

We create shared value through lending programs, support for nonprofit resources and educational initiatives.

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Other services and important information

The Regions Cash Rewards program allows you to earn Cash Rewards for purchases on a Regions Cash Rewards credit card. APRs on Cash Rewards card may be higher than APRs on other Regions cards.Learn more
Cash Rewards are not available for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler's checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges or unauthorized or fraudulent purchases.
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to this card.
Maximum bonus Cash Rewards available under this offer is $200 Cash Rewards, based on your net purchases in the first 90 days after account opening. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn bonus Cash Rewards. Visit Cash Rewards for the full terms of this rewards program.
The Visa Zero Liability Policy does not apply if you have been fraudulent or negligent in handling your card or account.
EMV®SRC Payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast-forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.
Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google, Inc. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd. LG Pay is a trademark of LG Corp.