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For You If...

Cash Rewards Visa® Signature

You want to earn a simple 1.5% Cash Rewards on purchases1 with no annual fee.4

Prestige Visa® Signature

You want to earn up to 3 points on your everyday purchases1 with no annual fee.4

Premium Visa® Signature

You want a premium card, with enhanced benefits and at least 1.5 points on purchases.1

Life Visa®

You want our longest standard intro rate with no annual fee.4

Explore Visa

You want a secured credit card that can help you build a positive credit history and possibly qualify for a security deposit refund.3

Intro APR

Cash Rewards Visa® Signature

0% intro APR4 for 12 months, applies to purchases and to any balance transfers made within 60 days of account opening. After that, 18.49%-28.49% variable APR.

Prestige Visa® Signature

0% intro APR4 for 12 months, applies to purchases and to any balance transfers made within 60 days of account opening. After that, 17.49%-27.49% variable APR.

Premium Visa® Signature

0% intro APR4 for 12 months, applies to purchases and to any balance transfers made within 60 days of account opening, After that, 18.49% variable APR.

Life Visa®

0% intro APR4 for 15 months, applies to purchases and to any balance transfers made within 60 days of account opening. After that, 16.49%-26.49% variable APR.

Explore Visa

None

Intro Offer

Cash Rewards Visa® Signature

Earn $200 bonus Cash Rewards when you spend $1,000 in the first 90 days, or earn $100 bonus Cash Rewards when you spend $500 in the first 90 days.5

Prestige Visa® Signature

Earn 20,000 bonus points when you spend $1,000 in the first 90 days, or earn 10,000 bonus points when you spend $500 in the first 90 days.5

Premium Visa® Signature

Earn 30,000 bonus points when you spend $2,000 in the first 90 days.5

Life Visa®

None

Explore Visa

None

Rewards Program

Cash Rewards Visa® Signature

Earn an unlimited 1.5% Cash Rewards on purchases1. Cash Rewards can be redeemed for a statement credit, direct deposit, or check.

Prestige Visa® Signature

New Prestige cardholders earn 3 Relationship Rewards points6 on dining & entertainment purchases, 2 points on gas & grocery purchases, and 1 point on all other purchases 1. Relationship Rewards have the most value when redeemed for travel, and can also be used for cash, merchandise, or gift cards.

Premium Visa® Signature

Earn an unlimited 1.5 Relationship Rewards points6 on purchases1. Relationship Rewards have the most value when redeemed for travel, and can also be used for cash, merchandise, or gift cards.

Life Visa®

None

Explore Visa

None

Annual Percentage Rate (APR) for Purchases and Balance Transfers

Cash Rewards Visa® Signature

18.49%-28.49% variable APR

Prestige Visa® Signature

17.49%-27.49% variable APR

Premium Visa® Signature

18.49% variable APR

Life Visa®

16.49%-26.49% variable APR

Explore Visa

27.49% variable APR

Balance Transfer Fee

Cash Rewards Visa® Signature

$10 or 4% of the amount of the balance transferred, whichever is greater.

Prestige Visa® Signature

$10 or 4% of the amount of the balance transferred, whichever is greater.

Premium Visa® Signature

$10 or 4% of the amount of the balance transferred, whichever is greater.

Life Visa®

$10 or 4% of the amount of the balance transferred, whichever is greater.

Explore Visa

$10 or 4% of the amount of the balance transferred, whichever is greater.

Annual Fee

Cash Rewards Visa® Signature

$0

Prestige Visa® Signature

$0

Premium Visa® Signature

$1254

Life Visa®

$0

Explore Visa

$292

Security Features

Cash Rewards Visa® Signature

Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.

May receive Term It offers on qualifying purchases after intro APRs terminate.

Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon.7

Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.

Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8

Option to use your card for overdraft protection on a Regions checking account.

Customize your card with Regions YourPix Studio for only $10.

Prestige Visa® Signature

Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.

May receive Term It offers on qualifying purchases after intro APRs terminate.

Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon.7

Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.

Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8

Option to use your card for overdraft protection on a Regions checking account.

Customize your card with Regions YourPix Studio for only $10.

Premium Visa® Signature

Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.

May receive Term It offers on qualifying purchases after intro APRs terminate.

Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon.7

Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.

Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8

Option to use your card for overdraft protection on a Regions checking account.

Customize your card with Regions YourPix Studio for only $10.

Life Visa®

Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.

May receive Term It offers on qualifying purchases after intro APRs terminate.

Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon.7

Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.

Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8

Option to use your card for overdraft protection on a Regions checking account.

Customize your card with Regions YourPix Studio for only $10.

Explore Visa

N/A

Foreign Transaction Fee

Cash Rewards Visa® Signature

$0

Prestige Visa® Signature

$0

Premium Visa® Signature

$0

Life Visa®

$0

Explore Visa

$0

Annual Percentage Rate (APR) for Cash Advances

Cash Rewards Visa® Signature

29.49% variable APR4

Prestige Visa® Signature

29.49% variable APR4

Premium Visa® Signature

29.49% variable APR4

Life Visa®

29.49% variable APR4

Explore Visa

29.49% variable APR2

Cash Advance Fee

Cash Rewards Visa® Signature

$10 or 4% of the amount of the cash advance, whichever is greater.

Prestige Visa® Signature

$10 or 4% of the amount of the cash advance, whichever is greater.

Premium Visa® Signature

$10 or 4% of the amount of the cash advance, whichever is greater.

Life Visa®

$10 or 4% of the amount of the cash advance, whichever is greater.

Explore Visa

$10 or 4% of the amount of the cash advance, whichever is greater.

Late Payment Fee

Cash Rewards Visa® Signature

Up to $39

Prestige Visa® Signature

Up to $39

Premium Visa® Signature

Up to $39

Life Visa®

Up to $39

Explore Visa

Up to $39

Visa Benefits

Cash Rewards Visa® Signature

Visa Zero Liability Policy9

Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Optional Year-End Summary Statement

Visa Signature Concierge Service

Travel Accident Insurance

Roadside Dispatch

Lost Luggage Reimbursement

See complete list in Visa's Guide to Benefits.


Prestige Visa® Signature

Visa Zero Liability Policy9

Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Optional Year-End Summary Statement

Visa Signature Concierge Service

Travel Accident Insurance

Roadside Dispatch

Lost Luggage Reimbursement

See complete list in Visa's Guide to Benefits.

Premium Visa® Signature

Visa Zero Liability Policy9

Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Automatic Year-End Summary Statement

Visa Signature Concierge Service

Travel Accident Insurance

Roadside Dispatch

Lost Luggage Reimbursement

Price Protection

Trip Cancellation

See complete list in Visa's Guide to Benefits.

Life Visa®

Visa Zero Liability Policy9

Travel & Emergency Assistance

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

See complete list in Visa's Guide to Benefits.

Explore Visa

Visa Zero Liability Policy9

Travel & Emergency Assistance

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

See complete list in Visa's Guide to Benefits.

Rewards Intro Offer

Cash Rewards Visa® Signature

Earn $200 bonus Cash Rewards when you spend $1,000 in the first 90 days.5

Prestige Visa® Signature

Earn 20,000 bonus points when you spend $1,000 in the first 90 days5.

Premium Visa® Signature

Earn 30,000 bonus points when you spend $2,000 in the first 90 days5.

Life Visa®

N/A

Explore Visa

None

Rewards Multiplier

Cash Rewards Visa® Signature

None

Prestige Visa® Signature

Earn even more points when you register for Rewards Multiplier and maintain certain balances in your Regions personal deposit accounts.

Premium Visa® Signature

Earn even more points when you register for Rewards Multiplier and maintain certain balances in your Regions personal deposit accounts.

Life Visa®

None

Explore Visa

None

Security and Features

Cash Rewards Visa® Signature

N/A

Prestige Visa® Signature

N/A

Premium Visa® Signature

N/A

Life Visa®

N/A

Explore Visa

Refundable Security Deposit. We may periodically evaluate your Credit Card Account to determine whether you qualify to have the funds in the Savings Account returned to you.3

Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.

Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon.7

Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.

Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8

Option to use your card for overdraft protection on a Regions checking account.

Customize your card with Regions YourPix Studio for only $10.

Features

Cash Rewards Visa® Signature

  • Tap to Pay Learn More
  • May receive Term It offers after intro APRs terminate. Learn More
  • Visa Zero Liability Policy9
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 7. Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Customize your card with Regions YourPix Studio for only $10
  • Optional Year-End Summary Statement

Prestige Visa® Signature

  • Tap to Pay Learn More
  • May receive Term It offers after intro APRs terminate. Learn More
  • Visa Zero Liability Policy9
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 7. Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Customize your card with Regions YourPix Studio for only $10
  • Optional Year-End Summary Statement

Premium Visa® Signature

  • Tap to Pay Learn More
  • May receive Term It offers after intro APRs terminate. Learn More
  • Visa Zero Liability Policy9
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 7. Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Customize your card with Regions YourPix Studio for only $10
  • Optional Year-End Summary Statement

Life Visa®

  • Tap to Pay Learn More
  • May receive Term It offers after intro APRs terminate. Learn More
  • Visa Zero Liability Policy9
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 7. Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Optional Year-End Summary Statement

Explore Visa

  • Tap to Pay Learn More
  • Visa Zero Liability Policy9
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 7. Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Customize your card with Regions YourPix Studio for only $10
  • Optional Year-End Summary Statement