For You If...
Cash Rewards Visa® Signature
You want to earn a simple 1.5% Cash Rewards on purchases1 with no annual fee.4
Prestige Visa® Signature
You want to earn up to 3 points on your everyday purchases1 with no annual fee.4
Premium Visa® Signature
You want a premium card, with enhanced benefits and at least 1.5 points on purchases.1
Life Visa®
You want our longest standard intro rate with no annual fee.4
Explore Visa
You want a secured credit card that can help you build a positive credit history and possibly qualify for a security deposit refund.3
Intro APR
Cash Rewards Visa® Signature
0% intro APR4 for 12 months, applies to purchases and to any balance transfers made within 60 days of account opening. After that, 18.49%-28.49% variable APR.
Prestige Visa® Signature
0% intro APR4 for 12 months, applies to purchases and to any balance transfers made within 60 days of account opening. After that, 17.49%-27.49% variable APR.
Premium Visa® Signature
0% intro APR4 for 12 months, applies to purchases and to any balance transfers made within 60 days of account opening, After that, 18.49% variable APR.
Life Visa®
0% intro APR4 for 15 months, applies to purchases and to any balance transfers made within 60 days of account opening. After that, 16.49%-26.49% variable APR.
Explore Visa
None
Intro Offer
Cash Rewards Visa® Signature
Earn $200 bonus Cash Rewards when you spend $1,000 in the first 90 days, or earn $100 bonus Cash Rewards when you spend $500 in the first 90 days.5
Prestige Visa® Signature
Earn 20,000 bonus points when you spend $1,000 in the first 90 days, or earn 10,000 bonus points when you spend $500 in the first 90 days.5
Premium Visa® Signature
Earn 30,000 bonus points when you spend $2,000 in the first 90 days.5
Life Visa®
None
Explore Visa
None
Rewards Program
Cash Rewards Visa® Signature
Earn an unlimited 1.5% Cash Rewards on purchases1. Cash Rewards can be redeemed for a statement credit, direct deposit, or check.
Prestige Visa® Signature
New Prestige cardholders earn 3 Relationship Rewards points6 on dining & entertainment purchases, 2 points on gas & grocery purchases, and 1 point on all other purchases 1. Relationship Rewards have the most value when redeemed for travel, and can also be used for cash, merchandise, or gift cards.
Premium Visa® Signature
Earn an unlimited 1.5 Relationship Rewards points6 on purchases1. Relationship Rewards have the most value when redeemed for travel, and can also be used for cash, merchandise, or gift cards.
Life Visa®
None
Explore Visa
None
Annual Percentage Rate (APR) for Purchases and Balance Transfers
Cash Rewards Visa® Signature
18.49%-28.49% variable APR
Prestige Visa® Signature
17.49%-27.49% variable APR
Premium Visa® Signature
18.49% variable APR
Life Visa®
16.49%-26.49% variable APR
Explore Visa
27.49% variable APR
Balance Transfer Fee
Cash Rewards Visa® Signature
$10 or 4% of the amount of the balance transferred, whichever is greater.
Prestige Visa® Signature
$10 or 4% of the amount of the balance transferred, whichever is greater.
Premium Visa® Signature
$10 or 4% of the amount of the balance transferred, whichever is greater.
Life Visa®
$10 or 4% of the amount of the balance transferred, whichever is greater.
Explore Visa
$10 or 4% of the amount of the balance transferred, whichever is greater.
Security Features
Cash Rewards Visa® Signature
Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
May receive Term It offers on qualifying purchases after intro APRs terminate.
Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 
Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8
Option to use your card for overdraft protection on a Regions checking account.
Customize your card with Regions YourPix Studio for only $10.
Prestige Visa® Signature
Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
May receive Term It offers on qualifying purchases after intro APRs terminate.
Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8
Option to use your card for overdraft protection on a Regions checking account.
Customize your card with Regions YourPix Studio for only $10.
Premium Visa® Signature
Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
May receive Term It offers on qualifying purchases after intro APRs terminate.
Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8
Option to use your card for overdraft protection on a Regions checking account.
Customize your card with Regions YourPix Studio for only $10.
Life Visa®
Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
May receive Term It offers on qualifying purchases after intro APRs terminate.
Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8
Option to use your card for overdraft protection on a Regions checking account.
Customize your card with Regions YourPix Studio for only $10.
Explore Visa
N/A
Foreign Transaction Fee
Cash Rewards Visa® Signature
$0
Prestige Visa® Signature
$0
Premium Visa® Signature
$0
Life Visa®
$0
Explore Visa
$0
Cash Advance Fee
Cash Rewards Visa® Signature
$10 or 4% of the amount of the cash advance, whichever is greater.
Prestige Visa® Signature
$10 or 4% of the amount of the cash advance, whichever is greater.
Premium Visa® Signature
$10 or 4% of the amount of the cash advance, whichever is greater.
Life Visa®
$10 or 4% of the amount of the cash advance, whichever is greater.
Explore Visa
$10 or 4% of the amount of the cash advance, whichever is greater.
Late Payment Fee
Cash Rewards Visa® Signature
Up to $39
Prestige Visa® Signature
Up to $39
Premium Visa® Signature
Up to $39
Life Visa®
Up to $39
Explore Visa
Up to $39
Visa Benefits
Cash Rewards Visa® Signature
Visa Zero Liability Policy9
Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Optional Year-End Summary Statement
Visa Signature Concierge Service
Travel Accident Insurance
Roadside Dispatch
Lost Luggage Reimbursement
See complete list in Visa's Guide to Benefits.
Prestige Visa® Signature
Visa Zero Liability Policy9
Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Optional Year-End Summary Statement
Visa Signature Concierge Service
Travel Accident Insurance
Roadside Dispatch
Lost Luggage Reimbursement
See complete list in Visa's Guide to Benefits.
Premium Visa® Signature
Visa Zero Liability Policy9
Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Automatic Year-End Summary Statement
Visa Signature Concierge Service
Travel Accident Insurance
Roadside Dispatch
Lost Luggage Reimbursement
Price Protection
Trip Cancellation
See complete list in Visa's Guide to Benefits.
Life Visa®
Visa Zero Liability Policy9
Travel & Emergency Assistance
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
See complete list in Visa's Guide to Benefits.
Explore Visa
Visa Zero Liability Policy9
Travel & Emergency Assistance
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
See complete list in Visa's Guide to Benefits.
Rewards Intro Offer
Cash Rewards Visa® Signature
Earn $200 bonus Cash Rewards when you spend $1,000 in the first 90 days.5
Prestige Visa® Signature
Earn 20,000 bonus points when you spend $1,000 in the first 90 days5.
Premium Visa® Signature
Earn 30,000 bonus points when you spend $2,000 in the first 90 days5.
Life Visa®
N/A
Explore Visa
None
Rewards Multiplier
Cash Rewards Visa® Signature
None
Prestige Visa® Signature
Earn even more points when you register for Rewards Multiplier and maintain certain balances in your Regions personal deposit accounts.
Premium Visa® Signature
Earn even more points when you register for Rewards Multiplier and maintain certain balances in your Regions personal deposit accounts.
Life Visa®
None
Explore Visa
None
Security and Features
Cash Rewards Visa® Signature
N/A
Prestige Visa® Signature
N/A
Premium Visa® Signature
N/A
Life Visa®
N/A
Explore Visa
Refundable Security Deposit. We may periodically evaluate your Credit Card Account to determine whether you qualify to have the funds in the Savings Account returned to you.3
Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™ or Samsung Pay.8
Option to use your card for overdraft protection on a Regions checking account.
Customize your card with Regions YourPix Studio for only $10.
Features
Cash Rewards Visa® Signature
- Tap to Pay Learn More
- May receive Term It offers after intro APRs terminate. Learn More
- Visa Zero Liability Policy9
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
7. Learn More - Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Customize your card with Regions YourPix Studio for only $10
- Optional Year-End Summary Statement
Prestige Visa® Signature
- Tap to Pay Learn More
- May receive Term It offers after intro APRs terminate. Learn More
- Visa Zero Liability Policy9
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 7. Learn More
- Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Customize your card with Regions YourPix Studio for only $10
- Optional Year-End Summary Statement
Premium Visa® Signature
- Tap to Pay Learn More
- May receive Term It offers after intro APRs terminate. Learn More
- Visa Zero Liability Policy9
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 7. Learn More
- Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Customize your card with Regions YourPix Studio for only $10
- Optional Year-End Summary Statement
Life Visa®
- Tap to Pay Learn More
- May receive Term It offers after intro APRs terminate. Learn More
- Visa Zero Liability Policy9
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 7. Learn More
- Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Optional Year-End Summary Statement
Explore Visa
- Tap to Pay Learn More
- Visa Zero Liability Policy9
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay10. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 7. Learn More
- Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Customize your card with Regions YourPix Studio for only $10
- Optional Year-End Summary Statement