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Regions Prestige Visa®
Regions Premium Visa®
Regions Cash Rewards Visa® Signature
Regions Life Visa®
Regions Explore Visa®

1 of 4 Selected

Earn up to 20,000 bonus points¹ based on your purchases in the first 90 days after account opening, and earn up to 3 standard points² per $1 on select purchases³.

Regions Premium Visa® Signature

Earn 30,000 bonus points² when you spend $2,000 or more, and earn at least 1.5 points per dollar on every qualifying³ purchase.

Regions Cash Rewards Visa Card

Earn $100 bonus Cash Rewards⁴ when you spend $500 or more, and earn 1.5% Cash Rewards on every qualifying³ purchase.

Regions Life Visa®

Save on interest with a great intro offer and a lower APR.

Regions Explore Visa Card

Build a positive credit history through responsible use.

For You If...

Regions Prestige Visa® Signature

You want a credit card with no annual fee that earns points redeemable for travel, cash, merchandise or gift cards, or if you want the opportunity to earn extra points through Regions Rewards Multiplier.

Regions Premium Visa® Signature

You want a credit card that earns points redeemable for travel, cash, merchandise or gift cards, or if you want the opportunity to earn extra points through Regions Rewards Multiplier.

Regions Cash Rewards Visa Card

You want a credit card with no annual fee that earns Cash Rewards.

Regions Life Visa®

You want a credit card with no annual fee and a longer introductory interest rate to help you manage your finances.

Regions Explore Visa Card

You want a credit card secured by funds in a savings account that can help build credit history with responsible use. In order to apply for the Explore Credit Card, you are required to open an Explore Card Savings account. Learn more

Rewards Intro Offer

Regions Prestige Visa® Signature

Earn 10,000 bonus points, which can be redeemed for travel, merchandise, gift cards or $100 cash, when your net purchases made in the first 90 days total $500 or more -- and when those net purchases total at least $1,000, you'll earn an additional 10,000 bonus points¹.

Regions Premium Visa® Signature

Earn 30,000 bonus points, which can be redeemed for travel, merchandise, gifts cards, or $300 cash, when your net purchases made in the first 90 days total $2,000 or more.⁵

Regions Cash Rewards Visa Card

Earn $100 bonus Cash Rewards, which can be redeemed for a check or a credit to your Regions credit card or deposit account, when your net purchases made in the first 90 days total $500 or more -- and when those net purchases total at least $1,000, you’ll earn an additional $100 bonus Cash Rewards.⁴

Regions Life Visa®

None

Regions Explore Visa Card

None

Rewards Program

Regions Prestige Visa® Signature

Regions Relationship Rewards¹ Earn up to 3 standard points per $1 on select purchases³, with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions Bank personal checking and other deposit accounts.

Regions Premium Visa® Signature

Regions Relationship Rewards² Earn at least 1.5 points on purchases², with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions Bank personal checking and other deposit accounts.

Regions Cash Rewards Visa Card

Cash Rewards⁶ Earn 1.5% Cash Rewards on purchases.

Regions Life Visa®

None

Regions Explore Visa Card

None

Annual Percentage Rate (APR) for Purchases and Balance Transfers

Regions Prestige Visa® Signature

0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 13.24% - 23.24% based on your creditworthiness. Learn more

Regions Premium Visa® Signature

0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, 14.24% variable APR. Learn more

Regions Cash Rewards Visa Card

0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 14.24% - 24.24% based on your creditworthiness. Learn more

Regions Life Visa®

0% intro APR for 15 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 12.24% - 22.24% based on your creditworthiness. Learn more

Regions Explore Visa Card

23.24% variable APR. Learn more

Balance Transfer Fee

Regions Prestige Visa® Signature

4% fee on each balance transferred, with a ^$10 minimum

Regions Premium Visa® Signature

4% fee on each balance transferred, with a ^$10 minimum

Regions Cash Rewards Visa Card

4% fee on each balance transferred, with a ^$10 minimum

Regions Life Visa®

4% fee on each balance transferred, with a ^$10 minimum

Regions Explore Visa Card

N/A

Annual Fee

Regions Prestige Visa® Signature

^$0

Regions Premium Visa® Signature

^$125

Regions Cash Rewards Visa Card

^$0

Regions Life Visa®

^$0

Regions Explore Visa Card

^$29

Security Features

Regions Prestige Visa® Signature

Regions LockIt^SM Learn More

Activity Verification Alerts Learn More

Regions Premium Visa® Signature

Regions LockIt^SM Learn More

Activity Verification Alerts Learn More

Regions Cash Rewards Visa Card

Regions LockIt^SM Learn More

Activity Verification Alerts Learn More

Regions Life Visa®

Regions LockIt^SM Learn More

Activity Verification Alerts Learn More

Regions Explore Visa Card

Regions LockIt^SM Learn More

Activity Verification Alerts Learn More

Foreign Transaction Fee

Regions Prestige Visa® Signature

^$0

Regions Premium Visa® Signature

^$0

Regions Cash Rewards Visa Card

^$0

Regions Life Visa®

^$0

Regions Explore Visa Card

^$0

Annual Percentage Rate (APR) for Cash Advances

Regions Prestige Visa® Signature

24.99% variable APR. Learn more

Regions Premium Visa® Signature

24.99% variable APR. Learn more

Regions Cash Rewards Visa Card

24.99% variable APR. Learn more

Regions Life Visa®

24.99% variable APR. Learn more

Regions Explore Visa Card

24.99% variable APR. Learn more

Cash Advance Fee

Regions Prestige Visa® Signature

4% fee on each cash advance, with a ^$10 minimum

Regions Premium Visa® Signature

4% fee on each cash advance, with a ^$10 minimum

Regions Cash Rewards Visa Card

4% fee on each cash advance, with a ^$10 minimum

Regions Life Visa®

4% fee on each cash advance, with a ^$10 minimum

Regions Explore Visa Card

4% fee on each balance transferred, with a ^$10 minimum

Late Payment Fee

Regions Prestige Visa® Signature

Up to ^$39

Regions Premium Visa® Signature

Up to ^$39

Regions Cash Rewards Visa Card

Up to ^$39

Regions Life Visa®

Up to ^$39

Regions Explore Visa Card

Up to ^$39

Visa Benefits

Regions Prestige Visa® Signature

Visa Signature Concierge Service

Travel Accident Insurance

Roadside Dispatch

Lost Luggage Reimbursement

Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Visa Signature Perks

Learn more in Visa's Guide to Benefits

Regions Premium Visa® Signature

Regions Cash Rewards Visa Card

Regions Life Visa®

Travel & Emergency Assistance

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Learn more in Visa's Guide to Benefits

Regions Explore Visa Card

Travel & Emergency Assistance

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Learn more in Visa's Guide to Benefits

Features

Regions Prestige Visa® Signature

Tap to Pay Learn More
May receive Term It offers after intro APRs terminate. Learn More
Visa Zero Liability Policy⁷
Use with Apple Pay®, Google Pay^TM, Samsung Pay, and LG Pay⁸. Learn More
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon ⁹. Learn More
Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
Customize your card with Regions YourPix Studio for only $10
Optional Year-End Summary Statement

Regions Premium Visa® Signature

Tap to Pay Learn More
May receive Term It offers after intro APRs terminate. Learn More
Visa Zero Liability Policy⁷
Use with Apple Pay®, Google Pay^TM, Samsung Pay, and LG Pay⁸. Learn More
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon ⁹. Learn More
Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
Customize your card with Regions YourPix Studio for only $10
Optional Year-End Summary Statement

Regions Cash Rewards Visa Card

Tap to Pay Learn More
May receive Term It offers after intro APRs terminate. Learn More
Visa Zero Liability Policy⁷
Use with Apple Pay®, Google Pay^TM, Samsung Pay, and LG Pay⁸. Learn More
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon ⁹. Learn More
Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
Customize your card with Regions YourPix Studio for only $10
Optional Year-End Summary Statement

Regions Life Visa®

Tap to Pay Learn More
May receive Term It offers after intro APRs terminate. Learn More
Visa Zero Liability Policy⁷
Use with Apple Pay®, Google Pay^TM, Samsung Pay, and LG Pay⁸. Learn More
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon ⁹. Learn More
Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
Optional Year-End Summary Statement

Regions Explore Visa Card

Tap to Pay Learn More
Visa Zero Liability Policy⁷
Use with Apple Pay®, Google Pay^TM, Samsung Pay, and LG Pay⁸. Learn More
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon ⁹. Learn More
Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
Customize your card with Regions YourPix Studio for only $10
Optional Year-End Summary Statement

Regions Prestige Visa® Signature

Earn up to 20,000 bonus points¹ based on your purchases in the first 90 days after account opening, and earn up to 3 standard points² per $1 on select purchases³.

Apply Now

Regions Premium Visa® Signature

Earn 30,000 bonus points² when you spend $2,000 or more, and earn at least 1.5 points per dollar on every qualifying³ purchase.

Apply Now

Regions Cash Rewards Visa Card

Earn $100 bonus Cash Rewards⁴ when you spend $500 or more, and earn 1.5% Cash Rewards on every qualifying³ purchase.

Apply Now

Regions Life Visa®

Save on interest with a great intro offer and a lower APR.

Apply Now

Regions Explore Visa Card

Build a positive credit history through responsible use.

Apply Now

Maximum amount of bonus points available under this offer is 20,000 points, based on your net purchases in the first 90 days after account opening. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn bonus points.
The Regions Relationship Rewards program allows you to earn points for qualifying purchases on a Regions Prestige or Premium credit card. APRs on credit cards with Relationship Rewards may be higher than those without these rewards. Learn more about Relationship Rewards. Additional points on entertainment, dining, gas and grocery store purchases are awarded based on the merchant category code (MCC) assigned to the merchant where you made the purchase. Regions does not control which MCC a merchant is assigned; it is based on the primary good or service the merchant sells. If a merchant’s MCC does not match the MCC for one of these categories, one point/$1 will be awarded for the purchase. Learn more about this special offer.
Qualifying purchases do not include purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), any unauthorized purchases, or any fees or interest charges.
Maximum bonus Cash Rewards available under this offer is $200 Cash Rewards, based on your net purchases in the first 90 days after account opening. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn bonus Cash Rewards. Visit Cash Rewards for the full terms of this rewards program.
You'll receive 30,000 bonus points, which can be redeemed for $300 cash, travel, gift cards or merchandise, when your net purchases made within 90 days of account opening total $2,000 or more. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn bonus points. Download and print Rewards program terms here.
The Regions Cash Rewards program allows you to earn Cash Rewards for purchases on a Regions Cash Rewards credit card. APRs on Cash Rewards card may be higher than APRs on other Regions cards.Learn more
The Visa Zero Liability Policy does not apply if you have been fraudulent or negligent in handling your card or account.
Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google, Inc. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd. LG Pay is a trademark of LG Corp.
EMV®SRC Payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast-forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.