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Regions Cash Rewards Visa Card
Earn $100 bonus Cash Rewards3 when you spend $500 or more, and earn 1.5% Cash Rewards on every qualifying2 purchase.
Save on interest with a great intro offer and a lower APR.
Build a positive credit history through responsible use.
For You If...
Regions Prestige Visa® Signature
You want a credit card with no annual fee that earns points redeemable for travel, cash, merchandise or gift cards, or if you want the opportunity to earn extra points through Regions Rewards Multiplier.
Regions Premium Visa® Signature
You want a credit card that earns points redeemable for travel, cash, merchandise or gift cards, or if you want the opportunity to earn extra points through Regions Rewards Multiplier.
Regions Cash Rewards Visa Card
You want a credit card with no annual fee that earns Cash Rewards.
Regions Life Visa®
You want a credit card with no annual fee and a longer introductory interest rate to help you manage your finances.
Regions Explore Visa Card
You want a credit card secured by funds in a savings account that can help build credit history with responsible use. In order to apply for the Explore Credit Card, you are required to open an Explore Card Savings account. Learn more
Rewards Intro Offer
Regions Prestige Visa® Signature
Earn 10,000 bonus points, which can be redeemed for travel, merchandise, gift cards or $100 cash, when your net purchases made in the first 90 days total $500 or more -- and when those net purchases total at least $1,000, you'll earn an additional 10,000 bonus points3.
Regions Premium Visa® Signature
Earn 30,000 bonus points, which can be redeemed for travel, merchandise, gifts cards, or $300 cash, when your net purchases made in the first 90 days total $2,000 or more.4
Regions Cash Rewards Visa Card
Earn $100 bonus Cash Rewards, which can be redeemed for a check or a credit to your Regions credit card or deposit account, when your net purchases made in the first 90 days total $500 or more -- and when those net purchases total at least $1,000, you’ll earn an additional $100 bonus Cash Rewards.5
Regions Life Visa®
None
Regions Explore Visa Card
None
Rewards Program
Regions Prestige Visa® Signature
Regions Relationship Rewards1 Earn 1 point per $1 in purchases 6, with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions Bank personal checking and other deposit accounts.
Regions Premium Visa® Signature
Regions Relationship Rewards1 Earn at least 1.5 points on purchases6, with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions Bank personal checking and other deposit accounts.
Regions Cash Rewards Visa Card
Cash Rewards7 Earn 1.5% Cash Rewards on purchases.
Regions Life Visa®
None
Regions Explore Visa Card
None
Annual Percentage Rate (APR) for Purchases and Balance Transfers
Regions Prestige Visa® Signature
0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 13.24% - 23.24% based on your creditworthiness. Learn more
Regions Premium Visa® Signature
0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, 14.24% variable APR. Learn more
Regions Cash Rewards Visa Card
0% intro APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 14.24% - 24.24% based on your creditworthiness. Learn more
Regions Life Visa®
0% intro APR for 15 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 12.24% - 22.24% based on your creditworthiness. Learn more
Regions Explore Visa Card
23.24% variable APR. Learn more
Balance Transfer Fee
Regions Prestige Visa® Signature
4% fee on each balance transferred, with a $10 minimum
Regions Premium Visa® Signature
4% fee on each balance transferred, with a $10 minimum
Regions Cash Rewards Visa Card
4% fee on each balance transferred, with a $10 minimum
Regions Life Visa®
4% fee on each balance transferred, with a $10 minimum
Regions Explore Visa Card
N/A
Annual Fee
Regions Prestige Visa® Signature
$0
Regions Premium Visa® Signature
$125
Regions Cash Rewards Visa Card
$0
Regions Life Visa®
$0
Regions Explore Visa Card
$29
Security Features
Regions Prestige Visa® Signature
Regions LockItSM Learn More
Activity Verification Alerts Learn More
Regions Premium Visa® Signature
Regions LockItSM Learn More
Activity Verification Alerts Learn More
Regions Cash Rewards Visa Card
Regions LockItSM Learn More
Activity Verification Alerts Learn More
Regions Life Visa®
Regions LockItSM Learn More
Activity Verification Alerts Learn More
Regions Explore Visa Card
Regions LockItSM Learn More
Activity Verification Alerts Learn More
Foreign Transaction Fee
Regions Prestige Visa® Signature
$0
Regions Premium Visa® Signature
$0
Regions Cash Rewards Visa Card
$0
Regions Life Visa®
$0
Regions Explore Visa Card
$0
Annual Percentage Rate (APR) for Cash Advances
Regions Prestige Visa® Signature
24.99% variable APR. Learn more
Regions Premium Visa® Signature
24.99% variable APR. Learn more
Regions Cash Rewards Visa Card
24.99% variable APR. Learn more
Regions Life Visa®
24.99% variable APR. Learn more
Regions Explore Visa Card
24.99% variable APR. Learn more
Cash Advance Fee
Regions Prestige Visa® Signature
4% fee on each cash advance, with a $10 minimum
Regions Premium Visa® Signature
4% fee on each cash advance, with a $10 minimum
Regions Cash Rewards Visa Card
4% fee on each cash advance, with a $10 minimum
Regions Life Visa®
4% fee on each cash advance, with a $10 minimum
Regions Explore Visa Card
4% fee on each balance transferred, with a $10 minimum
Late Payment Fee
Regions Prestige Visa® Signature
Up to $39
Regions Premium Visa® Signature
Up to $39
Regions Cash Rewards Visa Card
Up to $39
Regions Life Visa®
Up to $39
Regions Explore Visa Card
Up to $39
Visa Benefits
Regions Prestige Visa® Signature
Visa Signature Concierge Service
Travel Accident Insurance
Roadside Dispatch
Lost Luggage Reimbursement
Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Visa Signature Perks
Learn more in Visa's Guide to Benefits
Regions Premium Visa® Signature
Visa Signature Concierge Service
Travel Accident Insurance
Roadside Dispatch
Lost Luggage Reimbursement
Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Visa Signature Perks
Price Protection
Trip Cancellation/Trip Interruption
Learn more in Visa's Guide to Benefits
Regions Cash Rewards Visa Card
Visa Signature Concierge Service
Travel Accident Insurance
Roadside Dispatch
Lost Luggage Reimbursement
Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Visa Signature Perks
Learn more in Visa's Guide to Benefits
Regions Life Visa®
Travel & Emergency Assistance
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Learn more in Visa's Guide to Benefits
Regions Explore Visa Card
Travel & Emergency Assistance
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
Learn more in Visa's Guide to Benefits
Features
Regions Prestige Visa® Signature
- Tap to Pay Learn More
- May receive Term It offers after intro APRs terminate. Learn More
- Visa Zero Liability Policy8
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay9. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
10. Learn More
- Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Customize your card with Regions YourPix Studio for only $10
- Optional Year-End Summary Statement
Regions Premium Visa® Signature
- Tap to Pay Learn More
- May receive Term It offers after intro APRs terminate. Learn More
- Visa Zero Liability Policy8
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay9. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
10. Learn More
- Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Customize your card with Regions YourPix Studio for only $10
- Optional Year-End Summary Statement
Regions Cash Rewards Visa Card
- Tap to Pay Learn More
- May receive Term It offers after intro APRs terminate. Learn More
- Visa Zero Liability Policy8
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay9. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
10. Learn More
- Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Customize your card with Regions YourPix Studio for only $10
- Optional Year-End Summary Statement
Regions Life Visa®
- Tap to Pay Learn More
- May receive Term It offers after intro APRs terminate. Learn More
- Visa Zero Liability Policy8
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay9. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
10. Learn More
- Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Optional Year-End Summary Statement
Regions Explore Visa Card
- Tap to Pay Learn More
- Visa Zero Liability Policy8
- Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay9. Learn More
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
10. Learn More
- Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
- Customize your card with Regions YourPix Studio for only $10
- Optional Year-End Summary Statement
Save on interest with a great intro offer and a lower APR.
Build a positive credit history through responsible use.