Credit Card Explore Visa®

The Regions Explore Visa Credit Card is secured by funds in a Regions Explore Card Savings account legal disclaimer number1 to provide access to credit while helping you build a positive credit history through responsible use.

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The Basics

Credit Card Details

For You If...
You want a credit card secured by a Regions Explore Card savings account that can help build credit history with responsible use and also want Purchase Security and Warranty Manager benefits. In order to apply for the Explore Credit Card, you are required to open the Explore Card Savings. Learn more
Annual Percentage Rate (APR) for Purchases
22.99%. Varies with the market based on Prime Rate. Learn more
Annual Percentage Rate (APR) for Balance Transfers
22.99%. Varies with the market based on Prime Rate. Learn more
Balance Transfer Fee
4% fee on each balance transferred, with a $10 minimum
Annual Percentage Rate (APR) for Cash Advances
24.99%. Varies with the market based on Prime Rate. Learn more
Annual Fee
Foreign Transaction Fee
Late Payment Fee
Up to $39
Visa Zero Liability Policy legal disclaimer number2
Customize Your Card
Rewards Program
Visa Signature Concierge Service legal disclaimer number3
Visa Benefits
Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Learn more about Visa's Guide to Benefits legal disclaimer number4
  • Contactless and Chip Technology. Learn More
  • Use with Google PayTM, Apple Pay®, Samsung Pay, and LG Pay legal disclaimer number5 Learn More
  • Visa Checkout
    Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
  • Regions LockIt®. Block and unblock certain card transactions from Regions Online Banking or your Regions mobile app. Learn More

Ways To Open

Apply Now

How to Apply

Why Regions?


Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.


Earn Regions Relationship Rewards® points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more. legal disclaimer number6 Earn Cash Rewards when you choose a Cash Rewards Credit Card, and redeem your Cash Rewards for a check or a credit to either your credit card or Regions deposit account.


Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Google Pay, Apple Pay, Samsung Pay, and LG Pay legal disclaimer number5 with your Regions credit card to make payments from your mobile device. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: with the touch of a button, block ATM, in-store and/or online transactions through Regions Online Banking or your Regions mobile app.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

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