Credit Card Explore Visa®

The Regions Explore Visa Credit Card is secured by funds in a Regions Explore Card Savings account^{legal disclaimer number1} to provide access to credit while helping you build a positive credit history through responsible use.

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The Basics

Build Credit History
Secured By Savings^{legal disclaimer number1}
Savings Earns Interest^{legal disclaimer number1}

Credit Card Details

For You If...

You want a credit card secured by a Regions Explore Card savings account that can help build credit history with responsible use and also want Purchase Security and Warranty Manager benefits. In order to apply for the Explore Credit Card, you are required to open the Explore Card Savings. Learn more

Annual Percentage Rate (APR) for Purchases

22.99%. Varies with the market based on Prime Rate. Learn more

Annual Percentage Rate (APR) for Balance Transfers

22.99%. Varies with the market based on Prime Rate. Learn more

Balance Transfer Fee

4% fee on each balance transferred, with a ^$10 minimum

Annual Percentage Rate (APR) for Cash Advances

24.99%. Varies with the market based on Prime Rate. Learn more

Annual Fee

^$29

Foreign Transaction Fee

^$0

Late Payment Fee

Up to ^$39

Visa Zero Liability Policy^{legal disclaimer number2}

Yes

Customize Your Card

Yes, with Regions YourPix Studio

Rewards Program

None

Visa Signature Concierge Service^{legal disclaimer number3}

N/A

Visa Benefits

Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Learn more about Visa's Guide to Benefits^{legal disclaimer number4}

Features

Contactless and Chip Technology. Learn More
Use with Google Pay^TM, Apple Pay®, Samsung Pay, and LG Pay^{legal disclaimer number5} Learn More
Visa Checkout
Learn More
Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
Regions LockIt^®. Block and unblock certain card transactions from Regions Online Banking or your Regions mobile app. Learn More

Ways To Open

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How to Apply

Open Online
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Why Regions?

Convenience

Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.

Rewards

Earn Regions Relationship Rewards^® points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more.^{legal disclaimer number6} Earn Cash Rewards when you choose a Cash Rewards Credit Card, and redeem your Cash Rewards for a check or a credit to either your credit card or Regions deposit account.

Insights

Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Google Pay, Apple Pay, Samsung Pay, and LG Pay^{legal disclaimer number5} with your Regions credit card to make payments from your mobile device. And to reduce the risk of fraud on your Regions cards, use Regions LockIt^®: with the touch of a button, block ATM, in-store and/or online transactions through Regions Online Banking or your Regions mobile app.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

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Looking For More?

With Visa's Zero Liability Policy, you’re not responsible for unauthorized transactions on your credit card, including online transactions. If you find charges for such transactions on your account, contact us immediately. We'll promptly replace your compromised card, and then provide a credit for any unauthorized transaction. This policy does not apply if you have been grossly negligent in handling your credit card account.

Visa Signature® Concierge is a complimentary Visa benefit that's available 24 hours a day to help you find tickets to sports and entertainment events or assist with restaurant reservations. The purchase of goods or services from a merchant in connection with Visa Concierge, including any reservation or booking completed by Visa, is solely between you and the respective merchant, and Visa is not a party to the purchase. Goods or services Visa attempts to purchase on your behalf at your request are subject to availability. You are responsible for payment of any and all charges associated with any Service.

APRs on Cash Rewards card may be higher than APRs on cards with Rewards Rewards or cards without rewards. Learn more