Explore Visa Credit Card

Start building positive credit history with responsible use of the Explore Visa Credit Card. Apply today with a $250 minimum opening deposit in an Explore Card Savings Account¹.

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Move forward with an Explore secured card

Take a step toward a solid financial future by applying for the Explore Visa®

Credit Card. The funds you deposit in an Explore Card Savings Account will secure your credit card obligations while earning interest at the same time.¹ Responsible use of the Explore Credit Card can help you build a positive credit history and possibly qualify you for a refund of your security deposit.²

Learn more about the Explore Card Savings Account

Explore card at a glance

$250

Minimum security deposit that may be refundable²
$0

No foreign transaction fees³
$29

Annual Fee³

Credit Card Control

Regions LockIt® gives you the power to customize how, when and where your credit card can be used.

Alerts to Verify Card Activity

If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Visa Zero Liability Policy⁴

You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.

Card details

Interest Rates and Fees

27.49% variable annual percentage rate (APR) for purchases and balance transfers.
29.49% variable APR for cash advances.
$29 annual fee.
$10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
$10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
Late payment fee of up to $39.
No foreign transaction fee.
View Explore Visa Credit Card pricing details.

Security and Features

Refundable Security Deposit. We may periodically evaluate your Credit Card Account to determine whether you qualify to have the funds in the Savings Account returned to you.²
Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon .⁵
Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™, Samsung Pay or LG Pay.⁶
Option to use your card for overdraft protection on a Regions checking account.
Customize your card with Regions YourPix Studio for only $10.

Visa Benefits

Visa Zero Liability Policy⁴
Travel & Emergency Assistance
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
See complete list in Visa's Guide to Benefits.

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See a full list of credit card features and compare cards.

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Simplify online shopping with Click to Pay

Click to Pay Details

We make banking better and easier

Keeping customers first

We’re committed to providing excellent customer service in our branches, online, over the phone or even at an ATM.

Tech-driven convenience

Bank anytime from virtually anywhere using our Online and Mobile Banking services and Mobile Banking App.

Strong Community Partner

We create shared value through lending programs, support for nonprofit resources and educational initiatives.

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Other services and important information

As part of the application process for an Explore credit card account, you must open an Explore Card Savings account. If your credit card application is not approved, we will convert the savings account or otherwise return or credit the funds in it to you, as provided in the Explore Card Savings account terms. Learn more about the Explore Card Savings account.
We may periodically evaluate your Explore Credit Card Account to determine whether you qualify to have the funds in the Savings Account returned to you, a process sometimes referred to as “graduation” to an unsecured credit card account. As part of our evaluation, we will review a variety of factors, including your payment history on the Credit Card Account and your overall credit and payment history with us and other creditors. Because unsecured Regions credit cards are available to non-US citizens only if they are documented permanent resident aliens or refugees/asylees, we will not evaluate other non-US citizens for this refund. Not all customers will qualify for this refund. If we determine that you qualify, we will send you a notice that we have terminated the Hold Authorization and Security Agreement, and we will convert the savings account or otherwise return or credit the funds in it to you.
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to the Explore Visa Credit Card.
The Visa Zero Liability Policy does not apply if you have been fraudulent or negligent in handling your card or account.
EMV®SRC Payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast-forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.
Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google, Inc. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.