Explore Visa Credit Card

Start building positive credit history with responsible use of the Explore Visa Credit Card. Apply today with a $250 minimum opening deposit in an Explore Card Savings Account.¹

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Move forward with an Explore secured card

Take a step toward a solid financial future by applying for the Explore Visa®

Credit Card. The funds you deposit in an Explore Card Savings Account will secure your credit card obligations while earning interest at the same time.¹ Responsible use of the Explore Credit Card can help you build a positive credit history and possibly qualify you for a refund of your security deposit.²

Learn more about the Explore Card Savings Account

Explore card at a glance

$250

Minimum security deposit that may be refundable²
$

Earn Cash Back with Regions Offers℠
$29

Annual Fee³

Credit card control

Regions LockIt® gives you the power to customize how, when and where your credit card can be used.

Alerts to verify card activity

If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Visa Zero Liability Policy⁴

You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.

Card details

26.49% variable annual percentage rate (APR) for purchases and balance transfers.
28.49% variable APR for cash advances.
$29 annual fee.³
$10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
$10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
Late payment fee of up to $39.
No foreign transaction fee.
View Explore Visa Credit Card pricing details.

Refundable Security Deposit. We may periodically evaluate your Credit Card Account to determine whether you qualify to have the funds in the Savings Account returned to you.²
Regions LockIt^® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
View and activate Regions Offers® in Online and Mobile Banking⁵ to earn cash back at select retailers.
Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon .⁶
Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
Make purchases using digital wallets. With one touch of your device, pay with your credit card through Apple Pay^®, Google Pay^®, or Samsung Pay™.
Option to use your card for overdraft protection on a Regions checking account.
Customize your card with Regions YourPix Studio at no additional charge.

Visa Zero Liability Policy⁴

Other Visa Benefits⁷

Travel & Emergency Assistance
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Purchase Security
See complete list in Visa's Guide to Benefits.

Frequently Asked Questions

What do I do if my credit card is about to expire?

If your credit card is about to expire, we’ll automatically send you a new card before your card expires. Your existing card will work through the last day of the expiration month. It will stop working once the new card is activated. If you have not received your new card and your old card has expired, please call us at 1-800-253-2265 to ensure we have your current mailing address.

How do I set up or manage automatic payments?

Log in to Regions Online Banking and navigate to your credit card account. Click Make a Payment in the upper right corner and follow the instructions. For Frequency, choose the option that reflects how often you want your automatic payments scheduled. On the Activity tab, choose View scheduled transfers to manage your upcoming automatic payments.

Learn how to set up automatic payments via mobile app or your local branch.

How do I sign up for payment alerts?

You can set up and manage your alerts by choosing Alerts from the Customer Service tab in Online Banking or from the main menu of the app. Select Payment Reminder and make your selection for alert delivery.

When/if you receive alerts from Regions may depend on factors outside of our control, including your email provider and mobile carrier, and your email, device and app settings. Your mobile carrier’s messaging and data fees may apply.

View all credit card FAQs

Find and apply for a credit card online

Still shopping? Compare cards to find the right one for you.
Ready to start? Apply online now for the Explore Visa Credit Card.

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Simplify online shopping with Click to Pay

Click to Pay Details

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Calculator

As part of the application process for an Explore credit card account, you must open an Explore Card Savings account. If your credit card application is not approved, we will convert the savings account or otherwise return or credit the funds in it to you, as provided in the Explore Card Savings account terms. Learn more about the Explore Card Savings account.
We may periodically evaluate your Explore Credit Card Account to determine whether you qualify to have the funds in the Savings Account returned to you, a process sometimes referred to as “graduation” to an unsecured credit card account. As part of our evaluation, we will review a variety of factors, including your payment history on the Credit Card Account and your overall credit and payment history with us and other creditors. Not all customers will qualify for this refund. Non-U.S. citizens are not evaluated for graduation and are not eligible for this refund. However, non-U.S. citizens who are documented permanent resident aliens or refugees/asylees are eligible for apply for a Regions unsecured credit card. If we determine that you qualify, we will send you a notice that we have terminated the Hold Authorization and Security Agreement, and we will convert the savings account or otherwise return or credit the funds in it to you.
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to the Explore Visa Credit Card.
The Visa Zero Liability Policy does not apply if you have been fraudulent or negligent in handling your card or account.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.
EMV®SRC Payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast-forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.
Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.