Credit Card Life Visa®

The Regions Life Visa Credit Card offers a lower rate that you can use instead of cash for everyday purchases like gas and groceries to manage your finances.

Apply Now Make an Appointment
View All Credit Cards

The Basics

Credit Card Details

For You If...
You want a credit card that you can use instead of cash for everyday purchases to help you manage your finances.
Annual Percentage Rate (APR) for Purchases
0% introductory Annual Percentage Ratelegal disclaimer number1 (APR) for 15 months on purchases that post in the same period. After that, 12.99% - 21.99%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Annual Percentage Rate (APR) for Balance Transfers
0% introductory Annual Percentage Rate (APR) for 15 months on balance transfers that post within 60 days of account opening. After that, 12.99% - 21.99%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Balance Transfer Fee
4% fee on each balance transferred ($10 minimum)
Annual Percentage Rate (APR) for Cash Advances
25.99%. Varies with the market based on Prime Rate. Learn more
Cash Advance Fee
4% fee on each cash advance ($10 minimum)
Annual Fee
None
Foreign Transaction Fee
None
Late Payment Fee
Up to $38
Visa Zero Liability Policylegal disclaimer number2
Yes
Customize Your Card
Yes, with Regions YourPix Studio
Regions Relationship Rewardslegal disclaimer number3
N/A
Visa Signature Concierge Servicelegal disclaimer number4
N/A
Visa Benefitslegal disclaimer number5
Warranty Manager Service

Purchase Security Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Learn More
Features
  • Chip Technology
  • Use with Android PayTM, Apple Pay® and Samsung Paylegal disclaimer number6 Learn More
  • Visa Checkout
    Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More

Ways To Open

Apply Now

How to Apply

Why Regions?

Convenience

Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.

Rewards

Earn rewards points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more.

Insights

Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Android Pay, Apple Pay, and Samsung Pay with your Regions credit card.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

Get Started

Related Insights

See All Insights

Looking for More?

Regions Segments

Personal Bank Products

Personal Save & Invest Products

Personal Borrow Products

Personal Insure Products

Insights