0% introductory APR for 15 months
Take advantage of our 0% introductory Annual Percentage Rate for 15 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. 1
Life Visa® Credit Card at a glance
Life Visa® Credit Card details
- 0% intro APR for 15 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 11.99% - 21.99% based on your creditworthiness.
- 24.99% variable APR for cash advances.
- No annual fee.
- $10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
- $10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
- Late payment fee of up to $39.
- No foreign transaction fee.
- View Life Visa Credit Card pricing details .
- Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
- Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
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- Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
- Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™, Samsung Pay or LG Pay. 3
- Option to use your card for overdraft protection on a Regions checking account.
- Visa Zero Liability Policy 4
- Visa Signature Concierge Service
- Travel Accident Insurance
- Roadside Dispatch
- Lost Luggage Reimbursement
- Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
- Auto Rental Collision Damage Waiver
- Travel & Emergency Assistance
- See complete list in Visa's Guide to Benefits.
Pay with predictability with Term It
With Regions Term ItSM, we may offer you the option to create a plan to pay off a recent credit card purchase over a fixed number of months with a fixed monthly payment.
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