Credit Card Life Visa®

Manage the unexpected events in life and your everyday spending with one card, the Regions Life Visa Credit Card. Enjoy a longer introductory interest rate and no annual fee, 1 alongside security, convenience, and other benefits.

View All Credit Cards

The Basics

  • Zero Percent

    Great Intro APR 1

  • no annual fee

    No Annual Fee 1

  • purchase and travel

    Visa Benefits

Credit Card Details

For You If...
You want a credit card with no annual fee and a longer introductory interest rate to help you manage your finances.
Rewards Intro Offer
Rewards Program
Annual Percentage Rate (APR) for Purchases and Balance Transfers
0% intro APR for 15 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 11.99% - 21.99% based on your creditworthiness. Learn more
Balance Transfer Fee
4% fee on each balance transferred, with a $10 minimum
Annual Fee
Security Features
Regions LockItSM Learn More 

Activity Verification Alerts Learn More
Foreign Transaction Fee
Annual Percentage Rate (APR) for Cash Advances
24.99% variable APR. Learn more
Cash Advance Fee
4% fee on each cash advance, with a $10 minimum
Late Payment Fee
Up to $39
Visa Benefits
Travel & Emergency Assistance

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Purchase Security

Learn more in Visa's Guide to Benefits
  • Tap to Pay Learn More
  • May receive Term It offers after intro APRs terminate. Learn More
  • Visa Zero Liability Policy 2
  • Use with Apple Pay®, Google PayTM, Samsung Pay, and LG Pay 3 . Learn More
  • Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon 4 . Learn More
  • Option to use your credit card for Overdraft Protection on a Regions checking account. Learn More
  • Optional Year-End Summary Statement

Ways To Open

Apply Now

How to Apply

Why Regions?


Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.


Earn Regions Relationship Rewards® points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more. Earn Cash Rewards when you choose a Cash Rewards Credit Card, and redeem your Cash Rewards for a check or a credit to either your credit card or Regions deposit account.


Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Google Pay, Apple Pay, Samsung Pay, and LG Pay 3 with your Regions credit card to make payments from your mobile device. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: with the touch of a button, block ATM, in-store and/or online transactions through Regions Online Banking or your Regions mobile app.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

Start Now