Credit Card Life Visa®

The Regions Life Visa Credit Card offers a lower rate that you can use instead of cash for everyday purchases like gas and groceries to manage your finances.

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The Basics

Credit Card Details

For You If...
You want a credit card that you can use instead of cash for everyday purchases to help you manage your finances.
Annual Percentage Rate (APR) for Purchases
0% introductory Annual Percentage Rate legal disclaimer number1 (APR) for 15 months on purchases that post in the same period. After that, 14.24% - 24.24%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Annual Percentage Rate (APR) for Balance Transfers
0% introductory Annual Percentage Rate (APR) for 15 months on balance transfers that post within 60 days of account opening. After that, 14.24% - 24.24%, based on your creditworthiness and other factors at time of account opening. Varies with the market based on Prime Rate. Learn more
Balance Transfer Fee
4% fee on each balance transferred ($10 minimum)
Annual Percentage Rate (APR) for Cash Advances
27.24%. Varies with the market based on Prime Rate. Learn more
Cash Advance Fee
4% fee on each cash advance ($10 minimum)
Penalty APR
29.99% Penalty Annual Percentage Rate (APR) may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Varies with the market based on Prime Rate. Learn More
Annual Fee
None
Foreign Transaction Fee
None
Late Payment Fee
Up to $39
Visa Zero Liability Policy legal disclaimer number2
Yes
Customize Your Card
Yes, with Regions YourPix Studio
Regions Relationship Rewards legal disclaimer number3
N/A
Visa Signature Concierge Service legal disclaimer number4
N/A
Visa Benefits
Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Learn more about Visa's Guide to Benefits legal disclaimer number5
Features
  • Chip Technology
  • Use with Google PayTM, Apple Pay® and Samsung Pay legal disclaimer number6 Learn More
  • Visa Checkout
    Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
  • Regions LockItSM. Block and unblock card transactions from your Regions mobile app. Learn More

Ways To Open

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How to Apply

Why Regions?

Convenience

Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.

Rewards

Earn rewards points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more.

Insights

Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Google Pay, Apple Pay and Samsung Pay with your Regions credit card to make payments from your mobile device. And to reduce the risk of fraud on your Regions cards, use Regions LockItSM: with the touch of a button, block ATM, in-store and/or online transactions with your Regions mobile app.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

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