Premium credit card at a glance
Credit Card Control
Regions LockIt® gives you the power to customize how, when and where your credit card can be used.
Alerts to Verify Card Activity
If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Visa Zero Liability Policy5
You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.
Card details
- 0% introductory APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, 18.49% variable APR.
- 29.49% variable APR for cash advances.
- $125 annual fee.
- $10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
- $10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
- Late payment fee of up to $39.
- No foreign transaction fee.
- View Premium Visa Signature Credit Card pricing details.
- Earn 1.5 Relationship Rewards points per $1 in purchases2, with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions personal checking and other deposit accounts. Visit Relationship Rewards for the full terms of this rewards program.
- Earn 30,000 bonus points, which can be redeemed for travel, merchandise, gifts cards, or $300 cash, when your net purchases made in the first 90 days total $2,000 or more.3
- Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
- May receive Term It offers on qualifying purchases after intro APRs terminate.
- Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon
.6 - Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
- Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™, Samsung Pay or LG Pay.7
- Option to use your card for overdraft protection on a Regions checking account.
- Customize your card with Regions YourPix Studio for only $10.
- Visa Zero Liability Policy5
- Visa Signature Concierge Service
- Travel Accident Insurance
- Roadside Dispatch
- Lost Luggage Reimbursement
- Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
- Automatic Year-End Summary Statement
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Purchase Security
- Price Protection
- Trip Cancellation
- See complete list in Visa's Guide to Benefits.
Find and apply for a credit card online
Still shopping? Compare cards to find the right one for you.
Ready to start? Apply online now for the Cash Rewards Visa Signature Credit Card.
Earn extra points with Rewards Multiplier
Register for the Regions Rewards Multiplier Program, and you can earn extra points on your Premium Visa Signature card purchases2 for maintaining certain balances in your Regions personal checking and other deposit accounts.
We make banking better and easier
Keeping customers first
We’re committed to providing excellent customer service in our branches, online, over the phone or even at an ATM.
Tech-driven convenience
Bank anytime from virtually anywhere using our Online and Mobile Banking services and Mobile Banking App.
Strong Community Partner
We create shared value through lending programs, support for nonprofit resources and educational initiatives.