Credit Card Premium Visa® Signature

The Premium Visa Signature Credit Card earns more Relationship Rewards points on qualifying purchases legal disclaimer number1 that can be redeemed for 1% cash, travel, or merchandise, and includes Purchase Security, Price Protection, Lost Luggage Reimbursement, Visa Signature Concierge, Trip Cancellation/Interruption and Roadside Dispatch.

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The Basics

Credit Card Details

For You If...
You want a credit card that lets you earn more points for qualifying purchases legal disclaimer number1 along with the added convenience of Purchase Security, Lost Luggage Reimbursement, Visa Signature Concierge, Price Protection, Trip Cancellation/Trip Interruption and Roadside Dispatch.
Annual Percentage Rate (APR) for Purchases
0% introductory Annual Percentage Rate (APR) for 12 months on purchases that post in the same period. After that, 13.99%. Varies with the market based on Prime Rate. Learn more
Annual Percentage Rate (APR) for Balance Transfers
0% introductory Annual Percentage Rate (APR) for 12 months on balance transfers that post within 60 days of account opening. After that, 13.99%. Varies with the market based on Prime Rate. Learn more
Balance Transfer Fee
4% fee on each balance transferred, with a $10 minimum
Annual Percentage Rate (APR) for Cash Advances
24.99%. Varies with the market based on Prime Rate. Learn more
Cash Advance Fee
4% fee on each cash advance, with a $10 minimum
Penalty Annual Percentage Rate (APR)
28.99% Penalty Annual Percentage Rate (APR) may be applied to your account if you make a late payment, including if you make a timely payment that is later returned. If your APRs are increased for this reason, the Penalty APR will apply until you have at least six consecutive billing cycles with no late payment. Varies with the market based on Prime Rate. Learn More

Annual Fee
Foreign Transaction Fee
Late Payment Fee
Up to $39
Visa Zero Liability Policy legal disclaimer number4
Customize Your Card
Rewards Program
Regions Relationship Rewards legal disclaimer number5 . Earn 30,000 bonus points legal disclaimer number6 , which can be redeemed for $300 cash, when your net qualifying purchases legal disclaimer number1 made in the first 90 days total $2,000 or more. Plus, you’ll earn 1.5 point for every dollar spent on all qualifying purchases made during and after the introductory period.
Visa Signature Concierge Service legal disclaimer number7
Visa Benefits
Warranty Manager Service

Purchase Security

Roadside Dispatch

Travel & Emergency Assistance Services (including Emergency Card Replacement/Cash Disbursement)

Auto Rental Collision Damage Waiver

Visa Signature Perks

Concierge Services

Lost Luggage Reimbursement

Travel Accident Insurance

Automatic Year-End Summary Statement

Price Protection

Trip Cancellation / Trip Interruption

Learn more about Visa's Guide to Benefits legal disclaimer number8
  • Contactless and Chip Technology. Learn More
  • Use with Google PayTM, Apple Pay®, Samsung Pay, and LG Pay legal disclaimer number9 Learn More
  • Visa Checkout
    Learn More
  • Overdraft Protection. Have peace of mind by using your credit card account for overdraft protection on your Regions checking account. Learn More
  • Regions LockIt®. Block and unblock certain card transactions from Regions Online Banking or your Regions mobile app. Learn More

Ways To Open

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How to Apply

Why Regions?


Manage your credit card account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area.


Earn Regions Relationship Rewards® points when you choose a Prestige or Premium credit card with Relationship Rewards, and redeem your points for cash, travel, merchandise and more. legal disclaimer number10 Earn Cash Rewards when you choose a Cash Rewards Credit Card, and redeem your Cash Rewards for a check or a credit to either your credit card or Regions deposit account.


Visit Insights by Regions for tools, tips and credit card calculators to help you manage your money, save for your future, finance your needs and track your spending.

Payment Solutions

Enjoy the convenience and security of using Google Pay, Apple Pay, Samsung Pay, and LG Pay legal disclaimer number9 with your Regions credit card to make payments from your mobile device. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: with the touch of a button, block ATM, in-store and/or online transactions through Regions Online Banking or your Regions mobile app.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

Our knowledgeable, experienced professionals will help you find just the right credit card for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Save for the future with a Regions savings account.

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