How does the new Prestige card offer work?

New Prestige Visa® Signature cardholders will earn:

• 3 Relationship Rewards points per $1 spent on dining and entertainment purchases
• 2 Relationship Rewards points per $1 on gas and grocery purchases
• 1 Relationship Rewards point per $1 on all other purchases

Additional points on entertainment, dining, gas and grocery purchases are awarded based on the merchant category code (MCC) assigned to the merchant where you made the purchase. Regions does not control which MCC a merchant is assigned; it is based on the primary good or service the merchant sells. If a merchant's MCC does not match the MCC for one of these categories, 1 point for every $1 will be awarded for the purchase. For example, a purchase from a restaurant inside a hotel may be classified as "lodging" rather than "dining" and will earn 1 point rather than 3 points.

Purchases made using third-party payment accounts, some virtual card readers or wallets, or other similar technology may not qualify for additional points if the technology is not classified in an eligible category.

Earn points on entertainment

Entertainment purchases include those made at movie theatres, arcades, bowling alleys, aquariums, amusement parks, public golf courses and other merchants classified as entertainment venues. You won't earn 3 points per $1 spent for most streaming services, casino purchases, or lottery tickets. Entertainment purchases made through a third-party vendor that does not categorize themselves under one of the qualifying merchant category codes will earn 1 Relationship Rewards point per $1.

Earn points on dining

Dining purchases include those made at restaurants and other eating places, including fast food restaurants. Some restaurants may be assigned a different category; for example, a purchase from a restaurant inside a hotel may be classified as "lodging" rather than "dining" and will earn 1 point, rather than 3 points.

Earn points on groceries

Grocery purchases include most purchases made at grocery stores, supermarkets, bakeries and other food stores. Purchases made at wholesale clubs or discount stores do not qualify for 2 points per $1. Some merchants may be assigned different MCCs depending on the type of store (supermarket or specialty location) and method of transaction (online, mobile, in-person).

Earn points on gas

Gas purchases include those made at merchants categorized as automated fuel dispensers or service stations. Purchases at fuel dealers or electric-vehicle charging stations do not qualify. Regions will award points based on how the merchant has classified each transaction. For example, sometimes service stations classify transactions differently depending on whether they are made inside the store or at the fuel pump.

Possible examples to include:

For example, a purchase made at a fuel pump may be classified as an "automated fuel dispenser" transaction and receive 2 points for fuel, while a purchase inside the store may be classified as a "food store" transaction and would receive 2 points for dining.

For example, a purchase made at a fuel pump would receive 2 points, but a purchase made for a car wash at the same merchant may only receive 1 point.

Earn even more with Regions Rewards Multiplier

You can earn even more points by registering for Regions Rewards Multiplier and maintaining certain balances in your Regions personal checking and other deposit accounts.

For instance, a registered customer who maintains $35,000 in Regions deposit balances will earn 3.5 points per dollar in dining purchases made with a new Prestige credit card.