Convert Your Purchase to a Term It Plan

Note: Term It offers are not available for Explore or business credit card products.

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Fixed Term

Each Term ItSM offer provides you options to set up an affordable payment plan for a recent purchase. When you create a Term It plan, you will enjoy the confidence of knowing that you can pay off that purchase over a fixed time period.

Fixed Payment

Every Term It offer provides you with multiple options to pay off your purchase with a fixed monthly payment, and you can choose the option that fits your budget.

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Fixed Promotional Interest Rate

Term It offers may provide a fixed promotional interest rate that is lower than your credit card account’s standard Purchase Annual Percentage Rate (APR).

Pay With Predictability

Step 2

Choose a plan with monthly payments that fit your budget

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Step 3

Confirm your Term It plan details

Still have questions about how Term It works?