Each Term It^SM offer provides you options to set up an affordable payment plan for a recent purchase. When you create a Term It plan, you will enjoy the confidence of knowing that you can pay off that purchase over a fixed time period.

Every Term It offer provides you with multiple options to pay off your purchase with a fixed monthly payment, and you can choose the option that fits your budget.

Term It offers may provide a fixed promotional interest rate that is lower than your credit card account’s standard Purchase Annual Percentage Rate (APR).